Written questions by Campbell.

What information her Department holds on the extent of the liability for consumer credit debt on car purchases that major banks are exposed to.

The government engages with a broad range of stakeholders such as financial regulators, industry, debt advice charities and consumer groups to monitor trends in consumer debt.In the 12 months to September 2024, consumers used regulated motor finance to purchase over 2 million vehicles, borrowing a total of £37.7bn.

Pursuant to the Answer of 24 February 2025 to Question 30578 on Individual Savings Accounts, what steps her Department plans to take to inform Cash ISA holders of the potential merits of participating in capital markets for the long-term financial security and returns that investing can provide.

The Government recognises the important role that cash savings, including those held in Cash ISAs, play in helping households build a financial buffer for a rainy day. The Government wants to see more people benefit from the returns and long-term financial resilience that investing can provide. To support this, the Government is working closely with the Financial Conduct Authority on the Advice Guidance Boundary Review to deliver a system of Targeted Support to give people the confidence to invest.

Whether he has taken steps to help support (a) businesses and (b) consumers in Northern Ireland to order from suppliers based in Great Britain in the period since the signing of the trade agreement with the EU on 19 May 2025.

The Government’s renewed partnership with the EU will deliver a broader range of benefits for people and businesses across the UK, including the SPS Agreement which, once implemented, will help facilitate the smooth flow of agrifood and plants from Great Britain to Northern Ireland, reduce costs for businesses and improve consumer choice. These new arrangements will now be developed into a legal text over the coming months. The Government also remains committed to implementing the Windsor Framework and to protecting the UK internal market. The Framework guarantees unfettered access for Northern Ireland’s businesses to the UK market and also supports traders to do business. Many are taking advantage of the support provided by the Trader Support Service. On 1 May 2025, the Government introduced important new arrangements for freight and parcels movements to ensure that goods can continue to move smoothly from Great Britain to Northern Ireland. The new arrangements ensure that goods sent to or from consumers will not be subject to customs declarations or duty. We have also introduced a range of schemes to support businesses by removing unnecessary checks and paperwork; over 10,000 businesses are already signed up to the UK Internal Market Scheme.

Whether she has made an estimate of the annual amount saved in National Insurance contributions by working people aged over 66.

Estimates of the amount saved by those over State Pension age not being liable to National Insurance contributions (NICs) are published as part of HMRC’s statistics publication ‘Tax Reliefs Statistics’ within the Structural tax reliefs section under the NICs tab:https://assets.publishing.service.gov.uk/media/6749e4196f60e77679723aee/structural_cost_estimates_december_2024.ods Structural tax reliefs - GOV.UK

Whether he plans to make further changes to security arrangements at Army Reserve Centres in Northern Ireland after September 2025.

No further changes are planned to those that have been detailed previously. Work is underway to begin the transition of sites from armed guarding to physical security measures. On current planning, the first sites will transition during Summer 2025, with all sites set to complete by Summer 2027.

Commonwealth and Development Affairs, whether he has made an assessment of the potential impact of the sanctioning of UK parliamentarians by Russia on national security.

In April, the Russian Ministry of Foreign Affairs announced that a further 21 UK parliamentarians had been added to Russia's 'stop list'. This is the thirteenth round of Russian 'sanctions' targeting over 800 British nationals including Ministers, parliamentarians, and those in the private sector. We have no insight into how or why Russia sanctions specific individuals, although their sanctions often seek to reciprocate UK sanctions against Russian targets - which are imposed by the Government in response to Russia's ongoing illegal invasion of Ukraine.These sanctions are an unjustified reaction to parliamentarians expressing their views freely. The UK remains undeterred by these measures. The Government will continue its principled support for Ukraine against Russian aggression, and continue tackling the national security threat posed by the Russian state.

If she will make it her policy to hold discussions with the International Monetary Fund on any future changes to the functions of the Office of Budget Responsibility.

The Office for Budget Responsibility’s (OBR) independent scrutiny, via its economic and fiscal forecasts, underpins the credibility of the government’s fiscal policy. On coming into office, one of the first bills this Government passed was the fiscal lock to ensure that no future Government can sideline the Office for Budget Responsibility. As part of ongoing engagement with many different stakeholders relevant to the conduct of economic and fiscal policy, the Government engages regularly and constructively with the International Monetary Fund (IMF) and values their independent advice.

Pursuant to the Answer of 19 May 2025 to Question 52199 on Taxation: Self-assessment, if she will add an option to specify national identity as British to the taxpayer residency status section of the online Self-Assessment tax return.

HMRC collects data for Self Assessment returns in compliance with the UK General Data Protection Regulation (UK GDPR). These rules require that any personal data collected must be adequate, relevant, and limited to what is necessary for the purposes for which it is processed. National identity is not required for determining an individual’s residency status for tax purposes, and therefore is not collected as part of the Self Assessment process. This applies to the taxpayer residency status section as well as the return more broadly.

How many new build Chinook H-47(ER) aircraft will be supplied to the armed forces in the next four years.

The MOD's Chinook Capability Sustainment Programme will commence delivery in 2027, with fourteen H-47(ER) to be delivered within the next four years.

Pursuant to the Answer of 9 December 2024 to Question 17767 on Prisons: Research, when she plans to publish the response to the Ipsos MORI research project on the retributive benefit of prison.

Ministry of Justice officials received research findings from Ipsos MORI in November last year (2024) and are currently considering the implications of the work.Research findings are published in accordance with Government Social Research guidelines, following a peer review process to ensure the quality and robustness of the work. Until that has taken place, findings cannot be published.

Pursuant to the Answer of 22 May 2025 to Question 53009 on Income Tax: Tax Rates and Bands, for what reason her Department does not hold this information.

Every individual in the UK has a Personal Allowance which they can set against their own income, for Income Tax purposes. The Personal Allowance is the amount of income a person can get before they pay tax. The Personal Allowance threshold was set at £12,570 is for the 2024 to 2025 tax year. HMRC does not hold the information on the number of taxpayers with earnings below the Personal Allowance for 2024 to 2025 because the Self Assessment filing deadline of 31 January 2026 has not yet been reached and it has not yet received complete end of year reconciliation information for individuals in PAYE.

How many cases have been initiated against people found to not be in possession of a valid Electronic Travel Authorisation in Northern Ireland between January and March 2025.

Electronic travel authorisations were introduced in October 2023 to enhance our ability to screen travellers upstream and stop those who pose a threat from travelling to the United Kingdom. They were more recently expanded to eligible non-European nationals (in November 2024) and Europeans (on 5 March this year). Further details of how the ETA requirement is being enforced will be published in due course.

If he will make an assessment of the adequacy of the funding available for the National Institute of Health Research's consortium application for the evaluation of treatments for brain tumours until the end of this Parliament.

Research is crucial in tackling cancer, which is why the Department invests over £1.6 billion per year in health research through the National Institute for Health and Care Research (NIHR). NIHR research expenditure for all cancers was £133 million in 2023/24, reflecting its high priority.The Brain Tumour Research Consortium was established in December 2024 to bring together researchers from a range of different disciplines and institutions with the aim of driving scientific advancements in how we prevent, detect, manage, and treat brain tumours in both adults and children. The NIHR is working closely with the consortium to support the development of a high-quality funding proposal.The NIHR will continue to also fund other brain tumour research via open competition, where the level of funding depends on the applications received. These applications are subject to peer review and judged in open competition, with awards being made on the basis of the importance of the topic to patients and health and care services, value for money, and scientific quality.

Commonwealth and Development Affairs, what estimate he has made of the quantity of aid supplied into Gaza between 19 January and 18 March 2025.

During the ceasefire and prior to Israel's aid block on 2 March, the UN and humanitarian Non-Governmental Organisations demonstrated that they can deliver humanitarian aid at scale to those who need it most, due to their logistical capacity, expertise and operational coverage. Israel's recent announcement that it will allow a basic quantity of food into Gaza is wholly inadequate. Due to the complex operating environment and limited real-time data, it is difficult to quantify the volume of aid currently awaiting entry. However, partners provide regular updates. On 19 May, the UK signed a joint donor statement on the humanitarian situation in Gaza calling for a full resumption of aid and for Israel to allow the UN and other aid organisations to operate independently.

Whether the Pension Schemes Bill will be introduced before the summer recess 2025.

The Pension Schemes Bill was introduced on Thursday 5 June 2025.

What steps he is taking to support high street retailers to help tackle cyber attacks.

The Government offers free guidance, tools and training to help businesses improve their cyber resilience. This includes a new Cyber Governance Code of Practice to help boards and directors manage digital risks, and the Cyber Essentials scheme which helps in protecting businesses against cyber-attacks.The National Cyber Security Centre (NCSC) is working in close coordination with law enforcement, the Department for Business and Trade and other relevant government departments to support each of the affected retailers. This includes providing technical expertise and strategic guidance which assist with incident response and recovery. The NCSC is maintaining active engagement with the wider retail sector to share threat information and offer mitigative guidance aimed at reducing the risk from further incidents.

Pursuant to the Answer of 24 March 2025 to Question 39391 on Cars: Credit, whether she has had discussions with stakeholders on the future sustainability of the motor finance market.

The government recognises the critical role the motor finance market plays in allowing people to own their own vehicle. The government is engaging with a broad range of stakeholders to monitor issues in the motor finance market.

When the new Road Safety Strategy will be announced.

Improving road safety is one of my key priorities. Too many people are killed and seriously injured in road traffic collisions, and this Government will work hard to prevent these tragedies for all road users. That is why we are developing our Road Safety Strategy. At the Transport Select Committee in April 2025, the Secretary of State set out that we hope to publish the Strategy later this year.

Food and Rural Affairs, what steps he is taking to support the further roll out of Multi Banks.

This Government is committed to transitioning to a circular economy – one that stimulates growth, reduces waste, and alleviates pressure on household bills. By keeping our materials in use for longer, we can strengthen supply chain resilience, attract investment in modern manufacturing and processing infrastructure, and create skilled jobs across the country. A circular economy also means less waste going to landfill or on our streets, and more value returned to businesses and consumers alike. Defra recognises the opportunities and benefits Multi Banks could play in redistributing surplus goods to those that need them. As we develop our Circular Economy Strategy for England, we will consider the evidence from right across the economy and evaluate what interventions may be needed.

What discussions she has had with employers organisations on the viability of multi-employer Collective Defined Contribution pension schemes.

The Department worked closely with a wide range of organisations, including those representing the interests of employers, in developing the policy and legislation to accommodate unconnected multiple employer collective defined contribution schemes.