Written questions by Smith.

What assessment she has made of the potential merits of the Treasury expanding the FCA’s remit to include in-person banking services.

The Government supports initiatives which give customers access to in-person banking, as well as digital access. The Government is committed to supporting the financial services industry’s roll-out of 350 banking hubs by the end of this Parliament. Over 275 hubs have been announced so far, and more than 230 are already open. The Financial Services and Markets Act 2023 provides the Financial Conduct Authority (FCA) with responsibilities and powers to seek to ensure reasonable provision of cash access services, including free withdrawal and deposit facilities for personal current accounts. Additionally, the FCA’s existing regulatory framework and guidance expect firms to consider the impact of changes to their services on customers, including those who rely on in‑person banking, and to put appropriate alternatives in place, where needed. The Government keeps the effectiveness of current arrangements under review through regular engagement with industry and the FCA to ensure they meet the needs of local communities.

What assessment she has made of the potential impact of voluntary industry commitments to deliver banking hubs on adequate assurance of long term access to in person banking services.

Banking is changing, with many customers benefitting from the convenience and flexibility of managing their finances remotely. However, the Government understands the importance of access to in‑person banking services for communities and high streets and is committed to supporting the financial services industry’s roll-out of 350 banking hubs by the end of this Parliament. Importantly, this number is a floor, not a ceiling, and Cash Access UK will deliver a banking hub wherever LINK has recommended one. Over 275 hubs have been announced so far, and more than 230 are already open. Banking hubs are a voluntary industry initiative from the largest UK high street banks which provide ‘assisted cash services’ in shared premises. They were developed in preparation for the FCA’s access to cash regime. Banking hubs offer everyday counter services provided by Post Office staff, allowing people and businesses to withdraw and deposit cash, pay bills and make balance enquiries. They also contain dedicated rooms where customers can see community bankers from their own bank to carry out wider banking services. Banking hub locations are independently recommended by LINK, the operator of UK’s largest ATM network. When a bank branch closes, or there is a material change to a cash service, or a community request is received, LINK conducts an access to cash assessment under the access to cash regime set out in the Financial Services and Markets Act 2023. In its assessments, LINK takes into consideration a wide range of criteria, including those unique to each location, such as population demographics, public transport links, existing and remaining cash access facilities and the number of shops. Customers can also access everyday banking services through the Post Office. The Post Office Banking Framework allows personal and business customers to withdraw and deposit cash, check balances and pay bills at over 10,500 Post Office branches across the UK. Some banks also provide points of access through initiatives such as pop-up services in libraries and community centres, or mobile banking vans serving rural and remote areas.  The Government supports initiatives which give customers access to in-person banking, as well as digital access.The Government keeps the effectiveness of current arrangements under review through regular engagement with stakeholders to ensure they meet the needs of local communities.

What assessment he has made of the adequacy of progress on the establishment of a specialised NHS service for people with very severe Myalgic Encephalomyelitis/Chronic Fatigue Syndrome, including timelines, funding arrangements and decision-making criteria.

The action within July 2025’s final delivery plan on myalgic encephalomyelitis, also known as chronic fatigue syndrome (ME/CFS), to consider whether a specialised service should be prescribed by my Rt Hon. Friend, the Secretary of State for Health and Social Care, for very severe ME/CFS has been delayed until April 2027.Officials in the Department and NHS England are currently considering, alongside ME/CFS stakeholders, interim measures to support patients with very severe ME/CFS.

What steps his Department is taking to ensure that energy development project special purpose vehicles cover the financial liability of decommissioning.

The Department operates a statutory scheme under the Energy Act 2004 to ensure that those responsible for constructing offshore energy installations are responsible for covering the financial liability of decommissioning. Regardless of how an installation has been funded, financial securities are accrued to DESNZ during the lifespan of the installation. The process for this is set out in published Guidance for Industry. In the case of Special Purpose Vehicles, each party involved will contribute their share of the costs, by acceptable means that are set out in the Guidance.

With reference to the Government response to the Future of Post Office Green Paper, whether her Department plans to facilitate discussions on potential collaboration between the Post Office and the banking sector.

On 21 January 2026, the government held joint discussions between the Post Office and the banking sector to explore where continued collaboration, on a commercial and voluntary basis, would allow all parties to better meet the needs of individuals and businesses. Several areas of mutual interest were discussed including banking services, financial inclusion, the need for modernisation and the importance of continuing to improve financial crime safeguards. Attendees agreed to give an update on discussions in 6 months.

What steps the Government is taking to help ensure that those currently repaying Plan 2 student loans are able to pay off the initial capital owed and return to solvency.

Student loans are not like commercial loans, as they carry significant protections for borrowers, and repayments are linked to income, not to the amount borrowed or interest applied. As repayments remain income-contingent, if a borrower’s salary remains the same, their monthly repayments will also stay the same.Repayments are made at a fixed rate above the earnings threshold and borrowers earning under the earnings threshold are not required to make repayments. Any outstanding loan, including interest built up, is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants.The government appreciates that making student loan repayments does have an impact on individuals. This is why there are unique protections for borrowers, and the finance system is heavily subsidised by taxpayers.

What assessment he has made of the potential merits of informing parents/guardians of the estimated wait time for an autism or ADHD assessment upon application.

The Government has recognised that, nationally, demand for assessments for autism and attention deficit hyperactivity disorder (ADHD) has grown significantly in recent years and that people are experiencing severe delays for accessing such assessments. The Government’s 10-Year Health Plan will make the National Health Service fit for the future and recognises the need for early intervention and support.It is the responsibility of integrated care boards in England to make appropriate provision to meet the health and care needs of their local population, including providing access to ADHD and autism assessments, in line with relevant National Institute for Health and Care Excellence guidelines. In April 2023, NHS England published a national framework and operational guidance for autism assessment services, which can be found at the following link: www.england.nhs.uk/publication/autism-diagnosis-and-operational-guidance. This guidance highlights that, for each integrated care system, the following information should be publicly available and proactively shared across multiple locations, for example, social media and local authority publications, as well as all service provider websites: - accurate and up-to-date information about the autism assessment offer in each area, including details for services providing autism assessments, such as name, address, contact details, general remit, eligibility criteria, referral process, and documentation; and- an indication of waiting times for an autism assessment at each service, with further information available at the following link: https://www.england.nhs.uk/long-read/operational-guidance-to-deliver-improved-outcomes-in-all-age-autism-assessment-pathways-guidance-for-integrated-care-boards/#stage-1-identification-and-referral The Medium-Term Planning Framework, published 24 October 2025, was explicit that integrated care boards and providers are expected to optimise existing resources to reduce long waits for ADHD and autism assessments and improve the quality of assessments by implementing existing and new guidance, as published. My Rt Hon. Friend, the Secretary of State for Health and Social Care, announced on 4 December 2025 the launch of an Independent Review into Prevalence and Support for Mental Health Conditions, ADHD, and Autism. This independent review will inform our approach to enabling people with ADHD and autistic people to have the right support in place to enable them to live well in their communities.

What assessment he has made of the potential impact on children's mental health of an expanded play therapy offer in the NHS.

Whilst no such specific assessment has been made of the impact on children’s mental health of an expanded play therapy offer in the National Health Service, we are committed to ensuring that children and young people can access the support they need for their mental health. As part of that, we are committed to understanding the best evidence around therapeutic support for children and young people, including play therapy.It is the responsibility of NHS integrated care boards to commission health and care services suitable for children and young people in their local area.Improving access to timely mental health support for children and young people is a priority for the Government. In the first 12 months of the Government, nearly 40,000 more children and young people received support than in the previous 12 months, supported by the recruitment of over 8,000 additional mental health workers since July 2024. We are accelerating rollout of Mental Health Support Teams in schools and colleges to reach full national coverage by 2029. We have also announced a £7 million top-up for 24 Early Support Hubs, enabling at least 10,000 additional mental health and wellbeing interventions and supporting evaluation of these services in 2026/27.

Food and Rural Affairs, whether her Department has made an assessment of the potential merits of introducing import restrictions on enriched cages for laying hens, pullets and breeder layers.

I refer the hon. Member to the answer given on 18 March 2026 to the hon. Member for Newcastle upon Tyne East and Wallsend, PQ UIN 120331.

What capital funding is available to increase the number of childcare places in settings that are already at capacity, including those operating within primary schools.

High-quality early years education is central to our mission to break down barriers to opportunity, give every child the best possible start in life, and is essential to our Plan for Change. This government is boosting availability and access through the school-based nurseries programme, supporting school-led provision and private, voluntary and independent (PVI) providers and childminders operating from school sites.The department recently announced that we are investing £45 million to support 331 additional schools to establish or grow their nurseries as part of Phase 2 of the School-Based Nursery scheme, creating more than 6,000 further places. This includes a school-based nursery in North Northumberland. Phase 3 of the programme is backed by up to £325 million of additional funding and will invite local authorities to develop multi-year funding proposals that outline plans for new or expanded school-based nurseries in their area. This will enable eligible schools, including those working in partnership with PVIs and childminders operating from school sites, to increase the number of childcare places available or establish new nursery provision. Local authorities may also use the grant funding to expand or create provision for maintained nursery schools, or on Best Start Family Hub sites.

What assessment he has made of the potential impact of housing repairs that require contributions from Network Rail before proceeding on financial costs to homeowners.

Network Rail is responsible for assessing and managing potential impacts that its infrastructure or activities may have on neighbouring properties. Where homeowners believe that damage may be linked to railway operations, assets or work, Network Rail has an established process for investigating claims and determining any contribution it may be liable to make. The Department has not made a separate assessment of financial impacts on homeowners, as Network Rail’s processes follow existing legal and regulatory frameworks governing liability and compensation. These processes are designed to ensure that homeowners are not unfairly disadvantaged and that any required contributions from Network Rail are determined promptly and transparently.

What steps her Department is taking to help ensure that homeowners near railway lines being (a) created and (b) reopened are informed of the potential impact of new electrification or rail infrastructure on their homes, including the requirement to provide (i) detailed plans from contractors and (ii) contributions by Network Rail before making repairs to their homes.

The Department for Transport expects Network Rail to proactively and transparently engage with lineside neighbours who live close to major rail infrastructure works. Network Rail’s established consultation and communication procedures require project teams to provide clear information to homeowners regarding the scope and timing of works, potential impacts, and any access requirements. In addition, where new statutory powers are required to construct new rail infrastructure, further details on the scope, approach and any proposed mitigations (in accordance with legal requirements for those mitigations) are set out as part of the application process. Those affected have the opportunity to review and provide representations on the proposals, before a decision is made by the Secretary of State to grant statutory powers in a legal Order. Network Rail aims to minimise the impact of its works on adjoining neighbours. In the unlikely event that a neighbour considers damage has been caused as a result of Network Rail’s works, Network Rail has a standard process for those affected to set out, and evidence, the basis of their claim, which would then be considered.

What progress her Department has made in amending the rules on Gift Aid.

The government is pleased to confirm that charities will continue to be eligible for Gift Aid following implementation of the Digital Markets, Competition and Consumers Act 2024. HMRC has published guidance setting out that where subscriptions are currently eligible under existing Gift Aid rules, they will remain so. The guidance can be found on gov.uk via: Chapter 3 - 3.13.4: Gift Aid - GOV.UK

What steps his Department is taking to ensure that recent changes to the Motability Scheme, including the removal of VAT zero-rating on advance payments and the introduction of Insurance Premium Tax on certain vehicles, do not disproportionately impact disabled individuals in rural areas who require higher-specification vehicles capable of handling adverse road conditions.

The Motability Scheme is a lifeline for many disabled people and families, supporting their independence by enabling them to lease a car, wheelchair accessible vehicle, scooter or powered wheelchair in exchange for an eligible disability benefit allowance.The Scheme will continue to offer a choice of vehicles, to meet a range of accessibility needs. The changes announced at the budget will not apply to current leases or wheelchair adapted vehicles, and the Scheme will continue to offer vehicles which require no advance payment, meaning that people will be able to access a suitable vehicle using only their qualifying disability benefit.  The Scheme will continue to offer a full ‘peace of mind package’ – including insurance and UK breakdown cover – and provide means-tested grants to support eligible people who would otherwise struggle to afford the advance payment. Proposed changes to the leasing package will undergo disability impact assessment by the Motability Foundation, which oversees the Scheme.

What assessment she has made of Link’s possible responsibility for delivering access to banking services and access to cash services.

Banking is changing, with many customers benefiting from the convenience and flexibility of managing their finances remotely. However, the Government understands the importance of face-to-face banking services to communities and is committed to supporting sufficient access for customers across the country. The Financial Conduct Authority (FCA) assumed regulatory responsibility for access to cash in September 2024. Where a resident, community organisation or other interested party feels access to cash in their community is insufficient, they can submit a request for a cash access assessment. LINK, the independent industry coordinating body responsible for conducting access to cash assessments, will then assess a community’s access to cash needs, and will recommend appropriate solutions, including banking hubs, where it considers a community requires additional cash services. LINK’s assessment criteria are based on rules set by the FCA. The FCA’s rules require LINK to consider a range of factors in their assessments. This includes travel times to nearby cash facilities and local population demographics, including the levels of vulnerability and the number of elderly people within the community. Any decisions on changes to LINK’s independent assessment criteria are a matter for LINK, the financial services sector, and for the FCA, which oversees the access to cash regime. Neither the FCA or LINK have responsibility for access to banking or in-person services. To support communities across the UK, the financial services industry is committed to rolling out 350 banking hubs across the UK by the end of this Parliament. Over 270 hubs have been announced so far, and more than 210 are already open.Banking hubs provide access to everyday counter services through Post Office staff, including cash withdrawals and deposits, balance enquiries and bill payments. They also contain dedicated rooms where customers can see community bankers from their own bank to carry out other banking services.

What steps his Department is taking to help ensure that local health authorities provide parents with clear information regarding expected waiting times for autism spectrum disorder (ASD) and attention deficit hyperactivity disorder (ADHD) assessments for children; and whether he plans to implement a standardised minimum waiting time announcement for such appointments.

There are currently no plans to implement a standardised minimum waiting time for autism and attention deficit hyperactivity disorder (ADHD) assessments for children.The National Institute for Health and Care Excellence (NICE) guideline for the diagnosis of autism recommends the length of time between referral and first appointment should be no more than 13 weeks. We know that this is not happening routinely across the country. In respect of ADHD, the NICE guideline does not recommend a maximum waiting time for people to receive an assessment for ADHD or a diagnosis, however it sets out best practice on providing a diagnosis.The Government has recognised that, nationally, demand for assessments for autism and ADHD has grown significantly in recent years and that people are experiencing severe delays for accessing such assessments. The Government’s 10 Year Health Plan will make the National Health Service fit for the future and recognises the need for early intervention and support.It is the responsibility of integrated care boards (ICBs) to make available appropriate provision to meet the health and care needs of their local population, including provision of autism and ADHD services, in line with relevant NICE guidelines.Through the NHS Medium-term planning framework, published 24 October 2025, NHS England has set clear expectations for local ICBs and trusts to improve access, experience, and outcomes for autism and ADHD services over the next three years, focusing on improving quality and productivity.The Secretary of State announced on 4 December 2025 the launch of an Independent Review into Prevalence and Support for Mental Health Conditions, ADHD and Autism. This independent review will inform our approach to enabling people with ADHD and autistic people to have the right support in place to enable them to live well in their communities.

Whether she has made an assessment of how Primary PE and Sport will be funded in the 2026–27 academic year; and when she plans to announce future funding arrangements for the Primary PE and Sport Premium.

Arrangements for the funding of PE and sport in the 2026/27 academic year and future will be confirmed in due course.

Media and Sport, what plans her Department has for funding the School Games Organiser Network after July 2026.

The Government has now confirmed funding for the SGO Network until the end of the 2026/27 financial year.

If she will make an assessment of the potential implications for her policies of variations in ticket pricing between rail operators on the East Coast Main Line serving stations such as Berwick upon Tweed and Newcastle; and whether she plans to require more (a) transparent and (b) consistent pricing for passengers in regions where multiple operators provide competing services.

The move to Great British Railways will enable passengers to receive a more consistent offer across the network, and we are already taking steps to overhaul the complex fares system and make it easier and simpler for passengers to trust they are buying the right ticket and getting the best fare for their journey. Through public ownership London North Eastern Railway (LNER), TransPennine Express and Northern have expanded the availability of advance fares, making journeys that cross between operators cheaper and simpler. In addition, passengers travelling between Berwick and London can access the same core range of fares whether travelling on a direct service or by changing at Newcastle or York, including using TransPennine Express and then LNER on a single ticket. The only exceptions are specific LNER promotions (mainly the family ticket) and the LNER only First Class single. Further, the Ticketing and Settlement Agreement ensures that tickets valid for all train operators on the East Coast Mainline, including open access operators, will remain available for passengers.

Whether he plans to remove the mechanism in the Mineworkers' Pension Scheme that freezes bonus pension increase.

I am meeting the Mineworkers’ Pension Scheme Trustees next month to discuss future surplus sharing arrangements. No decisions have been made yet.