Speeches by Bryant.

“This clause allows regulations to require the creation of interface bodies. These bodies may provide facilities and services, set standards or make related arrangements for data sharing interfaces, including application programming interfaces. Regulations may require data holders or third-party recipients to set up and…”

“This clause applies when regulations provide for a person, referred to as a decision maker, to decide whether third-party recipients satisfy conditions allowing them to be authorised by a customer to receive customer data or to act on the customer’s behalf under clause 2 or approved to receive business data under claus…”

“Clause 4 provides regulation-making powers that allow the relevant Secretary of State and the Treasury to require the publication of business data or the provision of business data to customers or third parties. Business data is envisaged to be contextual information provided alongside customer data, such as the price …”

“Now we are on a winning streak. Clause 2 provides the principal authority for the relevant Secretary of State or the Treasury to establish smart data schemes in relation to customer data. The Government envisage that most smart data schemes will involve providing access to customer data. Clause 3 provides a non-exhaust…”

“We are already committed to a strategy; I am not sure whether we need a road map for the strategy, and I would prefer us not to have such a thing in the Bill. It would also be slightly limiting, as the new clause effectively gives a list of priority areas. We want to explore quite a lot of other sectors; for instance, …”

“Strictly speaking, it is a misnomer to say that we do the Bill line by line; we do it clause by clause, or grouping by grouping. The first grouping contains clause 1 and new clause 15, which was tabled by the Liberal Democrat spokesperson, the hon. Member for Harpenden and Berkhamsted. Clauses 1 to 26 establish regulat…”

“I beg to move, That— 1. the Committee shall (in addition to its first meeting at 9.25 am on Tuesday 4 March) meet— (a) at 2.00 pm on Tuesday 4 March; (b) at 11.30 am and 2.00 pm on Thursday 6 March; (c) at 9.25 am and 2.00 pm on Tuesday 11 March; (d) at 11.30 am and 2.00 pm on Thursday 13 March; (e) at 9.25 am and 2.00…”

“The thing is, it is already enshrined in law under the Equality Act 2010. That is perfectly adequate for the purposes of the Bill—it protects all the characteristics that the hon. Gentleman referred to, including age—so I urge him not to pursue his new clause. Question put and agreed to. Clause 27 accordingly ordered t…”

“To quote Richard II, methinks I am a prophet new inspired. Yes, this is all based on a consultation with the FCA. The FCA is content with us proceeding in this direction. I hope that, on that basis, the shadow Minister—I am trying to differentiate between his not opposing and supporting, but I think on the whole in Par…”

“I am not sure whether we have specifically—I am looking to my left for inspiration. I am getting vague inspiration, although it is remarkably non-productive. If the hon. Member would like to intervene for a little longer, perhaps I will be able to be more inspired.”

“Again, it might be more convenient if I speak to the clauses first and come back to the amendments, because then it is more self-explanatory, but I may need to speak at greater length here. Open banking has revolutionised the UK retail banking sector by enhancing competition and introducing innovative services. Establi…”

“I beg to move amendment 7, in clause 14, page 19, line 3, at end insert— “(ba) requiring section 2(4) actors described in the regulations to use a prescribed interface, comply with prescribed interface standards or participate in prescribed interface arrangements when taking, facilitating or doing other things in conne…”

“The purpose of the clause is to allow the Government to provide financial assistance where it is appropriate to do so. Although the Government expect schemes to be self-financing, as I have referred to, it is important to have statutory spending authority as a backstop where needed, and that is precisely what clause 13…”

“Clause 11 enables decision makers, interface bodies, enforcers and others to charge fees to alleviate their costs, which is obviously an important part of the Bill. It may also enable data holders to charge fees. Except where clause 15 provides otherwise for the Financial Conduct Authority, the fee amounts must be spec…”

“I know all Members of the Committee were wondering, “When are we going to review all of these provisions?” Fortunately, we have reached a clause that requires review of the regulations at least at five-yearly intervals. The Government recognise the importance of ongoing scrutiny of regulations. As part of a review, the…”

“Clause 20 allows regulations to provide that the processing of information they require does not breach obligations of confidence or other restrictions on processing information. However, regulations cannot compel businesses to breach data protection legislation. This mirrors the approach taken towards pensions dashboa…”

“I thought that this discussion might take a little longer. Much as I am tempted to dally on clauses 25 and 26, clause 25 basically defines various terms used in part 1 of the Bill, and clause 26 provides an index of terms used in part 1, including those defined in clause 25, so I do not think my heart is in the busines…”

“Part 2 of the Bill is about digital verification services. Those are obviously a very important part of the Bill; they lay out how we want to move into a new era and they are essential to many businesses being able to deliver their services effectively. They are also important to the Government being able to deliver so…”

“I note the comments from the shadow Minister, and I am grateful for them. There is a fundamental flaw in the argument from the hon. Member for North Norfolk that this new clause was tabled in the House of Lords, because what he means is that it was lost in the House of Lords—the House of Lords did not bring it to us. T…”

“It is simply that there is no requirement for people to use a digital verification service to be able to secure the service that they want. Obviously, that is a key part of how local government or Government have to deliver their services. They have to think not only about the people who can use digital services, but a…”