Speeches by Yang.

“I have a series of questions about the data. First, Mr Bailey, can I just clarify that I heard you correctly when you broadly said that, at present, you do not know whether the productivity decrease last year is a facet of the revised ONS data or whether it is real? Is that your broad view?”

“You mentioned measures that you are already taking. Can you name some of the specific measures you use to pick up on the effects of trade diversion and so on? Have you changed your evidence-gathering methodology? Are there specific measures that you are taking?”

“Dr Pill, I appreciate the comments you and the other panellists have made on the uncertainty around the future trade tariffs and trade deals that are on the table. I want to ask a really specific question. In the event of the threatened steel and aluminium tariffs coming into effect next week, what is the game plan tha…”

“The Sport Minister, my hon. Friend the Member for Barnsley South (Stephanie Peacock), was kind enough to meet me and Reading football club fans last year to discuss the urgent need for an independent football regulator. Since then, the legislation has been held up in the other place by Conservative peers, and I was app…”

“8. What steps she is taking to help improve the financial sustainability of English football clubs.”

“I thank the Secretary of State for her very clear statement. The bigger picture that the Opposition are missing here is that the British media at large have greatly suffered from a lack of access in Gaza during the deadliest war on record for journalists. My former colleagues have variously been denied entry and had un…”

“I am hearing you, Mr Stone, talking about changing the incentives as opposed to getting rid of cash ISAs and funnelling people through compulsion.”

“I have a couple of questions related to the distributional elements and the impact of the LISA on means-testing benefit entitlement. Mr Lewis, you mentioned before that the most risk-averse individuals, particularly low-income individuals, will be put off investing in a LISA because of the withdrawal penalty. I was won…”

“Do you have a sense of where those people who are using it for their first home lie in the income spectrum? Is it quite a broad range?”

“Mr Lewis, what is your sense of the demographics that are using the product?”

“Mr Lewis, you said earlier that the withdrawal penalty puts off those who are most risk averse. Do you think that that hits low-income people the hardest?”

“Mr Johnson, do you have any thoughts on the distributional effects of this?”

“I want to go back to the point that various panellists made about cash ISAs and driving an investment culture. There is an issue about risk aversion, particularly among low-income customers and particularly among women, who take up many more cash ISAs than men. They are opting for that for a particular reason; there is…”

“Given that behaviour takes a long time to change, and there are reasons why low-income people are more risk averse, if you were to do that scrapping, as you suggest, or limit it at £5,000, is there any modelling of behaviour that you would expect—I see Mr Byrnes shaking his head—so that people would change that into an…”

“Do I hear both Mr Byrnes and Ms Fairweather as saying, “Keep the cash ISAs and their level until that work has been done”? Is that what you are saying?”

“I have a couple of questions related to the distributional elements and the impact of the LISA on means-testing benefit entitlement. Mr Lewis, you mentioned before that the most risk-averse individuals, particularly low-income individuals, will be put off investing in a LISA because of the withdrawal penalty. I was won…”

“Do you have a sense of where those people who are using it for their first home lie in the income spectrum? Is it quite a broad range?”

“Mr Lewis, what is your sense of the demographics that are using the product?”

“Mr Lewis, you said earlier that the withdrawal penalty puts off those who are most risk averse. Do you think that that hits low-income people the hardest?”

“Mr Johnson, do you have any thoughts on the distributional effects of this?”