Speeches by Yang.

“I very much welcome today’s announcement on refurbishing 1,000 GP surgeries across the country, because I have made it my priority to meet with as many GPs as possible in my constituency. Our local GPs have told me that our health centres need more physical space in order to accommodate growing local needs and facilita…”

“Finally, I was wondering about the demographics of the victims. What do you tend to see in the data?”

“Do you see any targeting of vulnerable groups, in particular?”

“It would be great to get any more information and any future research you are planning to do through correspondence to the Committee.”

“Mr Smart, I want to come back on your previous point that lots of instances that you see are straightforward frauds or scams. To what extent is this a problem of people posing as giving financial advice when they are actually selling something completely different—they are not transacting or advocating any trades—and t…”

“Do you have a sense from the 25,000 reports from 2024 of the average size of loss? Is that something that people tend to report when they report unauthorised business?”

“Do you see a growing category not of old scams transitioning online but of entirely new scams from videos such as the one we have just seen?”

“I accept that this is a growing and fast-moving issue, so there might be a number of points where you want to write with the data. I will just outline a few questions, and if they all fall under the writing back category, that is fine. Ms Castledine, you mentioned that this is a growing trend. To what extent have you s…”

“To what extent is the growing trend in online scams driven by the people who used to do phone calls and offer unregulated advice offline moving online, and to what extent is this growing as a whole category of its own?”

“Thank you. Just to clarify, from your description of capital‑neutral, at the aggregate level there might not be more capital raising, but, between firms, some might need to raise and to lower. Is that what you are saying?”

“Do you see that there is a potential trade-off between moving to more growth and competitiveness objectives and the stability of regulation for firms? Is that a trade-off that the Treasury considers as well in its conversations with you?”

“Mr Woods, you mentioned just then that your interpretation of the Bessent speech was that the US might completely scrap the Basel implementation, and you received advice that that was not the case. Could you describe that a bit more? Do you have more clarity on the US implementation of Basel 3.1?”

“Mr Bailey, I was struck by what you said just then on small banks wanting clarity and certainty about what the future regulatory framework would look like. In the Treasury’s conversations with the PRA about the growth and competitiveness objectives, I wonder if you feel that there may be some trade-off introduced by ch…”

“How much do you see the risk of the European Commission and the European Central Bank being more positive about pushing forward with this while the UK is still waiting for the US to move?”

“I do not know if you have already consulted with banks on that proposed implementation, but what is their view on this?”

“Thank you. That is really interesting. Mr Woods, if the US tries to implement a capital-neutral version of Basel, does that imply that you in the UK would also want to implement a similar capital-neutral regime?”

“I agree with my hon. Friend that the Conservative party is letting down many Reading fans, not just in our constituencies but in many neighbouring constituencies, as well as fans across the country. This matters because Reading are not just a club but a community institution. They are a source of pride, opportunity and…”

“I feel that I have seen a lot of fancy footwork from the Opposition that probably belongs on the pitch. We need to build a football system that is fair, transparent and sustainable. That is why I strongly welcome the Bill, and in particular the creation of an independent football regulator. I also strongly support the …”

“I have already declared my interest, and I do not agree with that intervention. It is for us in this Chamber to decide whether we want a regulator, and whether we want the Bill to be passed. The Leader of the Opposition has said that she believes that any regulator would be a waste of resources. I presume that that mea…”

“Let me begin by declaring my entry in the Register of Members’ Financial Interests. I think most of us have agreed today that football has a governance problem. Just last Friday, I attended a meeting with Sheffield Members of Parliament and fans of Sheffield Wednesday—fans who are desperate for their owner to sell thei…”