Written questions by Collins.

If she will make it her policy that claimants of (a) Personal Independence Payment and (b) Universal Credit with sight loss conditions that have no prospect of improvement will be exempt from reassessment under proposed changes to the benefits system.

Our wide-ranging package of reforms to health and disability benefits, set out in the Pathways to Work Green Paper, will improve experiences of the system for those who need it. The functional impact and severity of a condition can significantly vary across individuals, so we are not planning to exempt specific conditions, but we are planning to reduce reassessments for those with the most severe conditions. We aim to guarantee that for both new and existing Universal Credit claims, those with the most severe, life-long health conditions, who will never be able to work, will not need to be reassessed in the future. Our plans to improve experiences of Personal Independence Payment also include reducing assessments for this group. We are exploring ways we could use evidence from eligibility for other services to reduce need for some people with very severe health conditions and disabilities to undergo a full PIP functional assessment.

What steps her Department is taking to help protect people with (a) multiple mental and physical health disabilities and (b) chronic health conditions from financial hardship.

The social security system will always be there for those who can’t work. As part of making changes to the rates in Universal Credit, we will ensure that the incomes of those with the most severe, lifelong conditions who will never be able to work have their incomes protected. We will also guarantee that for both new and existing claims, those in this group will not need to be reassessed in future.We are also taking action to get the basics right and improve the experience for people who use the system of health and disability benefits as set out in the Green Paper. This includes exploring ways to improve PIP assessments through digitalising transfer of medical information, using evidence from eligibility for other services to reduce the need for people with very severe health conditions to undergo functional assessments and improving communication with people receiving awards who are expected to remain on disability benefits for life.

What steps her Department is taking to increase the take-up of means-tested benefits in households with children in poverty.

The Department provides extensive information on Universal Credit including on GOV.UK that supports customers to identify what support may be available. Additionally, we signpost potential customers to external benefit calculators where they can identify what they are likely to be eligible for. We also work closely with Citizens Advice who provide Help to Claim support by phone and on-line for customers to apply for Universal Credit. Delivering our manifesto commitment to tackle child poverty is an urgent priority for this Government. The Ministerial Taskforce is working to publish a Child Poverty Strategy looking at levers across four key themes of increasing incomes, reducing essential costs, increasing financial resilience; and better local support especially in the early years. This will build on the reform plans underway across government and work underway in Devolved Governments.

What steps her Department is taking to ensure that unpaid carers are adequately supported during the transition to the new disability benefits system.

Our recent Pathways to Work Green Paper announced a broad package of reforms which included changes to Personal Independence Payment. We will focus PIP more on those with the greatest needs, ensuring that those who are unable to complete activities at all, or who require more help from others to complete them, still get support. For those who are affected by the new eligibility changes to disability benefits, including for linked entitlements such as Carer’s Allowance, we are consulting on how best to support this group, including how to make sure health and eligible care needs are met.

What steps her Department is taking to help support (a) unpaid and (b) disabled carers in the context of her proposed changes to Personal Independence Payments.

Our recent Pathways to Work Green Paper announced a broad package of reforms which included changes to Personal Independence Payment. We will focus PIP more on those with the greatest needs, ensuring that those who are unable to complete activities at all, or who require more help from others to complete them, still get support. For those who are affected by the new eligibility changes to disability benefits, including for linked entitlements such as Carer’s Allowance, we are consulting on how best to support this group, including how to make sure health and eligible care needs are met.

If her Department will take steps to (a) update the basic rate of Universal Credit annually inline with inflation and (b) introduce an essentials guarantee to reflect the cost of living.

We will bring in a permanent, above inflation, rise to the standard allowance in Universal Credit for the first time ever by raising the standard allowance above inflation from 2026/27 until 2029/30. This is in stark contrast to a freeze between 2016/17 and 2019/20 and crucially, this is a permanent increase so we can give families certainty. To the lowest income and working families up and down the country this will be crucial. We have also uprated benefit rates for 2025/26 in line with inflation and are introducing a new Fair Repayment Rate, allowing 1.2 million households to keep more of their Universal Credit.

What fiscal steps her Department is taking to support pensioners with the cost of living in (a) Harpenden and Berkhamsted constituency and (b) England.

The Government is honouring its commitment to the Triple Lock with a recent 4.1% increase to the basic State Pension, the new State Pension, and the standard minimum guarantee in Pension Credit. Over this Parliament (2029/30), the OBR forecasts that the Government spending on the State Pension will rise by over £31 billion. Pension Credit provides extra money to help with living costs for people over State Pension age and on a low income. The Government is taking significant steps to raise awareness and maximise take-up. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive other benefits – including help with rent, council tax, fuel bills and a free TV licence for those over 75. Our drive to increase Pension Credit take up has successfully boosted applications with the Department receiving around 235,000 Pension Credit applications in the 30 weeks since July 2024 and making 117,800 new Pension Credit awards over the same period, a 64% increase or 45,800 extra awards compared to the same period in the previous year. Low-income pensioners and others struggling with the cost of living should contact their local council to see what further support may be available to them. They may be able to receive support from energy support programmes or through the Household Support Fund, a scheme providing discretionary support to those most in need towards the cost of essentials, such as food, energy and water. The Government has extended the Household Support Fund in England by a further year, (until 31 March 2026) – with funding of £742 million provided to enable this extension in England, plus additional funding for the devolved Governments to be spent at their discretion, as usual.

With reference to the Work and Pensions Select Committee report entitled Defined benefit pension schemes, published on 26 March 2024, HC 144, whether her Department plans to implement pre-1997 indexation for members of the (a) Financial Assistance Scheme and (b) Pension Protection Fund.

The PPF and FAS rules on indexation have been the subject of much discussion. I am aware of the concerns surrounding the matter and understand the problems experienced by Defined Benefit pension scheme members adjusting to an income in retirement which may be less than they were expecting. I will continue to consider this issue, and the valuable report referred to (by the Work and Pensions Select Committee) and will respond fully to its recommendations in the coming months.

What steps she is taking to help tackle poverty experienced by older people, in the context of changes to the eligibility criteria for the winter fuel payment.

The Government is honouring our commitment to the Triple Lock with a 4.1% increase to the basic State Pension and the new State Pension; and we are also increasing the standard minimum guarantee in Pension Credit by 4.1%. As such, according to the latest OBR projections, the full yearly rate of the new State Pension is forecast to increase by around £1,900 over the course of this parliament whilst the full yearly amount of the basic State Pension is forecast to increase by around £1,500. The Government also offers an array of support to ensure pensioners remain comfortable and safe in the winter months. This includes direct financial help to low-income pensioners through Pension Credit, Cold Weather Payments and the Warm Home Discount (in England & Wales). We know there are low-income pensioners who aren’t claiming Pension Credit. We want to ensure as many people as possible have access to this support and urge pensioners to check their eligibility. Pension Credit will passport them to receive Winter Fuel Payments in future, alongside other benefits – hundreds of pounds that could really help them. Our take-up campaign has been successful in boosting applications by 145% since July. The Warm Home Discount scheme provides eligible low-income households across Great Britain with a £150 rebate on their winter energy bill. This winter, we expect over 3 million households, including over 1 million pensioners, to benefit under the scheme. The Government and industry have worked together to deliver a £500 million Winter Support Commitment for customers, which will help customers most in need by providing credit on bills, enhanced debt write-off schemes, and increased funding for charity partners to target hard to reach customers. Low-income pensioners and others struggling with the cost of living should contact their local council to see what support may be available to them, as they may be able to receive support from the Household Support Fund, Council Tax Reduction, or through energy support programmes such as the Homes Upgrade Grant and Energy Company Obligation. We are also supporting consumers, including pensioners, through the Government’s ambitious Warm Homes Plan – which will transform homes across the country, making them cleaner and cheaper to run. We've committed £3.4 billion over the next 3 years towards heat decarbonisation and household energy efficiency. This includes £1.8 billion to support fuel poverty schemes, helping over 225,000 households reduce their energy bills by over £200. Keeping people warm and well at home and improving the quality of new and existing homes will play an essential part in enabling people to live longer, healthier lives and reducing pressures on the NHS. The difficult decisions we have made, such as targeting the Winter Fuel Payment, mean the Government is able to provide additional investment in the NHS, which benefits everyone including all pensioners who rely on these services. We have committed to returning NHS waiting times – including those for A&E and ambulances - to the standards set out in the NHS constitution that patients rightly expect.

If she will make an assessment of the potential impact of Universal Credit rules for young people living in supported housing on their ability to find work.

People on a low income living in supported housing, can claim Universal Credit for help with their daily living costs and Housing Benefit for help with their housing costs. Customers living in supported housing are also able to access more housing support through Housing Benefit due to an exemption from the Benefit Cap.The income taper in Housing Benefit ensures people in work are better off than someone wholly reliant on benefits. In addition to any financial advantage, there are important non-financial benefits of working. These benefits include learning new skills, improved confidence and independence as well as a positive effect on an individual's mental and physical health. Notwithstanding these positive outcomes from work, the department acknowledges there is a challenge presented by the interaction between Universal Credit and Housing Benefit for those residing in Supported Housing and receiving their housing support through Housing Benefit and will consider the issue carefully in partnership with stakeholders.

What recent discussions her Department has had with stakeholders on the future of the two child limit.

Ministers meet regularly with stakeholders to discuss a broad range of topics relating to Universal Credit. Delivering our manifesto commitment to tackle child poverty is an urgent priority for this Government, and the Ministerial Taskforce is working to publish the child poverty strategy in the Spring. As set out in ‘Tackling Child Poverty: Developing our Strategy’, published on 23 October, the Taskforce will be harnessing all available levers across four key themes, including increasing incomes, to deliver a reduction in child poverty this Parliament. As part of this work, the Taskforce will hear directly from experts on each of the Strategy’s themes including children and families living in poverty and work with leading organisations, charities, and campaigners.

If she will make an assessment of the potential merits of (a) increasing the carer's allowance and (b) introducing a taper to ensure unpaid carers are not subject to any removal of benefits.

The Secretary of State undertakes a statutory annual review of benefit and pensions, and the value of Carer’s Allowance is protected by up-rating it each year in line with the Consumer Prices Index (CPI). This Government will keep eligibility criteria and processes of Carer’s Allowance under review, to see if it is meeting its objectives. Introducing a taper in Carer’s Allowance would significantly complicate the benefit with awards having to be manually adjusted on a weekly basis for some recipients declaring earnings. This would add to administrative costs and potentially increase fraud and error. Those also receiving Universal Credit would need to have that adjusted if their payment of Carer’s Allowance changed because of an earnings taper rate. A taper could therefore only be introduced following significant changes to the IT system that supports payment of Carer’s Allowance.

If she will make an assessment of the potential merits of paying carers at national living wage rates.

Many people will care for friends or family members at some point in their life, and it is right that we recognise the vitally important role of unpaid carers. That is why we are expecting to spend around £4.2 billion this year to support them through Carer’s Allowance. The principal purpose of Carer's Allowance is to provide a measure of financial support and recognition for people who are not able to work full-time because of their caring responsibilities. It was never intended to be a carer's wage nor a payment for the services of caring and is, therefore, not comparable with the National Living Wage. The Secretary of State undertakes a statutory annual review of benefit and pensions, and the level of Carer’s Allowance is protected by Up-rating it each year in line with the Consumer Prices Index (CPI).In addition to Carer’s Allowance, carers on low incomes can claim income-related benefits, such as Universal Credit and Pension Credit. These benefits can be paid to carers at a higher rate than those without caring responsibilities through the carer element and the additional amount for carers respectively.

If she will make an assessment of the potential merits of reducing the number of hours of care per week required to qualify for Carer's Allowance.

It is a long-standing principle, under successive Governments, since Carer’s Allowance was introduced, that the threshold for the number of hours spent caring is 35 hours a week. Unpaid carers play a vital role in supporting elderly or disabled relatives or friends. Sometimes unpaid carers will need to turn to the benefit system for financial support, so it is right that we keep Carer’s Allowance under review, to see if it is meeting its objectives, and giving unpaid carers the help and support they need and deserve.

If she will make an assessment of the potential merits of extending eligibility for Carer's Allowance to carers in full-time education.

This Government recognises and appreciates the vital contribution made by all unpaid carers. We think it is right that people in full-time education should be supported by the educational maintenance system, rather than the social security benefit system. That is why, as a general principle, full-time students are usually precluded from entitlement to income-related and income-maintenance benefits, including Carer’s Allowance. Part-time students may be able to claim Carer’s Allowance though. This reflects long-standing principles of the benefit system, and we have no plans to change these rules. Department for Work and Pensions officials work very closely with their Department for Education and Department of Health and Social Care counterparts to ensure that young carers get the help and support they need. I will also be meeting the Carers Trust and the Learning and Work Institute to discuss these issues.

If her Department will make an assessment of the potential impact of the two-child limit in Universal Credit on affected families' long-term (a) health, (b) social and (c) economic outcomes.

There are no plans to make such an assessment. The Child Poverty Taskforce will explore how we can harness all available levers to reduce child poverty, including by listening to stakeholders on potential changes, before publishing a strategy in Spring 2025.

If she will make an estimate of the number of children who will be (a) affected by the two-child limit, (b) living in poverty and (c) both affected by the two-child limit and living in poverty in each of the next 12 months.

Tackling child poverty is at the heart of this Government’s mission to break down barriers to opportunity and improve the life chances of every child. The Child Poverty Taskforce, co-chaired by the Work and Pensions and Education Secretaries, has started urgent work to publish the Child Poverty Strategy in Spring and will explore all available levers to drive forward short and long-term actions across government to reduce child poverty. The vital work of the Taskforce comes alongside the Government’s commitments to roll out free breakfast clubs at all primary schools, setting every child up at the start of the day ready to learn, expanding childcare to deliver work choices for parents and life chances for children, provide stronger protection for families who rent privately as well as deliver our plan to make work pay. As of April 2024, the number of children (third or subsequent children born on or after 6 April 2017) affected by the policy to provide support for a maximum of 2 children was 470,000. Number of households affected by the policyTotal number of children in households affected by the policyNumber of third or subsequent children in households affected by the policyNumber of children affected by the policy (third or subsequent children born on or after 6 April 2017)GB Total380,0001,300,000580,000470,000

What steps her Department is taking to reduce child poverty in families affected by the two-child limit in Universal Credit claims.

Tackling child poverty is at the heart of this Government’s mission to break down barriers to opportunity and improve the life chances of every child. The Child Poverty Taskforce, co-chaired by the Work and Pensions and Education Secretaries, has started urgent work to publish the Child Poverty Strategy in Spring and will explore all available levers to drive forward short and long-term actions across government to reduce child poverty. The vital work of the Taskforce comes alongside the Government’s commitments to roll out free breakfast clubs at all primary schools, setting every child up at the start of the day ready to learn, expanding childcare to deliver work choices for parents and life chances for children, provide stronger protection for families who rent privately as well as deliver our plan to make work pay. As of April 2024, the number of children (third or subsequent children born on or after 6 April 2017) affected by the policy to provide support for a maximum of 2 children was 470,000. Number of households affected by the policyTotal number of children in households affected by the policyNumber of third or subsequent children in households affected by the policyNumber of children affected by the policy (third or subsequent children born on or after 6 April 2017)GB Total380,0001,300,000580,000470,000

What assessment she has made of the potential implications for her policies of the report by the Parliamentary and Health Service Ombudsman entitled Women’s State Pension age: our findings on injustice and associated issues, published on 21 March 2024, HC 638; and what steps she plans to take after meeting with the WASPI campaign on 5 September 2024.

We will need time to review and consider the Ombudsman’s report along with the evidence provided during the investigation. We need to consider the views that have been expressed on all sides including the points raised by representatives from the WASPI Campaign who I met on the 5th September. Once this work has been undertaken, the Government will be in a position to outline its approach.