Speeches by Charters.

“I thank my hon. Friend the Member for Rushcliffe (James Naish) for bringing the voice of park home owners to Parliament. For many people, choosing a park home is not just a housing decision; it is about investing in the next chapter of their lives. It is a choice for peace and a slower, gentler pace of life. People sel…”

“The Government’s planned major changes to CMS payments are welcome, but my casework inbox is inundated—absolutely chock-a-block—with complaints about the CMS’s poor customer service, which is damaging the lives of dozens of my constituents in the process. What steps can my hon. Friend take to rapidly improve the effect…”

“It is a pleasure to serve under your chairship, Ms Lewell. I genuinely thank the hon. Member for North Shropshire (Helen Morgan) for securing the debate. I will confine my remarks to ghost broking, which she referred to. I gave a speech on that subject at the Association of British Insurers last year, and I have a keen…”

“I thank my hon. Friend for drawing attention to that example. Large language models can be in one’s pocket, and such documents can be generated even without internet connectivity. When I was in the counter-fraud sector, I used some of the AI models that criminals had in order to create hypothetical, fabricated document…”

“Working with the charity StepChange, we have seen that some councils are too often moving too quickly towards bailiff enforcement action. Would the Minister consider issuing best practice to councils to ensure that vulnerable households are supported instead of too often being pushed into further financial misery by ov…”

“9. What assessment his Department has made of the potential impact of council tax debt collection practices on households in financial difficulty.”

“While the hon. Member for Clacton (Nigel Farage) talks down our Royal Navy, I think the House is today united in praising it for its work to deter Russian activity at deep sea. Does my hon. and gallant Friend agree that, through Atlantic Bastion and the emerging defence SMEs, defence companies should get the finance th…”

“One of my constituents, Olivia, is battling for her son to stay in mainstream education, alongside her son’s twin, who is an anchor for him. Does my hon. Friend agree with me that we must ensure that ISPs are there quickly to avoid some of the distress of the process as parents battle to keep their children in mainstre…”

“BBC News Ukraine recently published an outstanding report on the demand for drone interceptors, such as the British-made Octopus and the Wild Hornets Sting drone. Will the Government update the House on what work they are doing to bolster UK and Ukrainian drone interceptor production so that these devices can be in the…”

“I wonder whether the hon. Gentleman has read the IFS report evaluating his party’s proposal. It states that the proposal would do zilch, nada, zero when it comes to monthly repayments, and the IFS shows that lower and middle earners would not benefit at all. It is a plan for higher earners, isn’t it?”

“The hon. Gentleman referenced the IFS report. He will know that it has costed his proposals and that for the plan 2 cohort there would be a capital cost of £30 billion to £40 billion—I believe that could be a gaping hole. It is a seriously uncosted policy, is it not?”

“rose—”

“I am on plan 2, and I had a targeted maintenance grant. I will ask the hon. Member a simple question: does he think it is a fairer system to have targeted maintenance grants in it—yes or no?”

“The hon. Gentleman is making some impassioned points about heating oil. I have a simple question for him: does he believe that the war in Iran increases the cost of heating oil or not, and will he reject the escalation that the Leader of the Opposition has called for in entering that war in the first place?”

“The hon. Gentleman is right to draw attention to that 5p fuel duty cut at the height of the 2022 Russian invasion of Ukraine, but it was too slow. Will he remind the House of the level that diesel had got to at the pump when the 5p cut came in? Was it two quid? It was far too late, wasn’t it?”

“Apprenticeship starts fell under the last Government, largely driven by the reduced uptake from SMEs, so today’s SME incentive is a game-changer. Can the Minister confirm that that incentive can be stacked with other incentives—for example, when hiring a care leaver—and will he send a message from the Dispatch Box to Y…”

“I welcome my right hon. Friend’s comments about the defence investment plan, and his leadership on increased defence spending. Does he agree that a defence finance and investment strategy is key to unlocking the capital that firms across the supply chain need, if they are to deliver for the DIP? Will he therefore updat…”

“Before entering the House, I worked in tech building products to streamline ID checks, improving user interface and user experience in the process. Does my right hon. Friend agree that that will be the case with a digital ID? Does he further agree that making funded hours of childcare more accessible will be an importa…”

“Many of my constituents stranded in the middle east have been left out of pocket because of their travel insurance. In my view as a former regulator, those policies have overly broad exclusion terms. Will my right hon. Friend update the House on her meetings with the insurance sector, the Financial Conduct Authority an…”

“As my constituents head off to beaches in Benidorm, open-top buses in Barça and city breaks in Copenhagen over Easter, they will be sending holiday snaps and making calls home to their families. Will the Minister update the House on what discussions he has had with his European counterparts on cutting roaming charges f…”