Speeches by Lavery.

“Thanks, Mr Blackman, and thanks for giving me the opportunity to present the case for a Backbench Business debate in the Chamber on the high street banking closures and banking hubs. I think we had two debates on that last week; I had one for 30 minutes in Westminster Hall on this very issue, and there was an Adjournme…”

“T2. Many families in my constituency live in new housing estates where the developers have made their profits, sailed off into the sunset, and left the roads and services in an unacceptable state and unadopted. What steps might the Government be able to take to push local authorities like Northumberland county council …”

“That was the whole idea of bringing the debate to this Chamber. The issue is the inflexibility of Link and of the Financial Conduct Authority regulations, which means that even the smallest, most minute detail can mean that people are not going to have a banking hub. That really needs changing, for the sake of our comm…”

“Unfortunately, my understanding is that high street banks want to centralise in much bigger places and make much higher profits, and do not consider the communities that the two of us serve. Does the Minister agree that the demographics of an area should be of paramount importance when assessing the need for a banking …”

“I agree totally about the transport hubs. We cannot say to an elderly, frail or disabled person, “Get that bus to the next town. It’s only three mile.” As my hon. Friend the Member for Stoke-on-Trent Central (Gareth Snell) mentioned, is it reasonable to say to somebody, “If you can get there within an hour, that means …”

“It will have to be very brief.”

“I fully agree with my hon. Friend from the neighbouring constituency to mine. Urban and rural areas face the same issues; we are being abandoned on the high street by these large banks. That is why we need to get the criteria changed to make sure that we allow Link—”

“Absolutely. It is essential and that is the whole reason behind this debate. I will get back to that. I was more or less guaranteed, unofficially, that we had qualified in Bedlington. I was dumbfounded to see, when Link’s assessment was published some months later, that it suggested no additional services—no action to …”

“That is absolutely reasonable, is it not? The decision by Link or the Financial Conduct Authority is basically transactional. It does not really look at the community factors—it looks at a lot of different factors, but those do not count as points toward the overall result or announcement that there will be the go-ahea…”

“I agree. I have already mentioned the number of closures; I am not sure whether a post office can act as a back-up, because we have seen closure after closure of post offices, until eventually a number of the constituencies up and down the country have no facilities whatever.”

“I beg to move, That this House has considered high street bank closures and banking hubs. It is always a pleasure to serve under your chairmanship, Mr Stringer. I want to bring to the Chamber a really important issue: high street banking, which in my view, has been in absolute crisis with the precipitous decline in bra…”

“At the stroke of a pen, Tory-led Northumberland county council is about to wipe 9,000 people off the county’s housing waiting list. My office is beset by constituents in desperate need of secure and affordable accommodation, but even those in the highest priority bandings are often unable to get the housing they need. …”

“May I first thank my right hon. Friend for the update? Despite his sterling efforts—I really mean that—the process has taken far too long. Victims are dying at the rate of two per week, never having seen the compensation they deserve. Victims are very much unaware of, and desperate to understand, what and how much comp…”

“It is a pleasure to serve under your chairmanship, Mr Efford. I thank my hon. Friend the Member for Normanton and Hemsworth (Jon Trickett) for bringing this timely debate to the Chamber. Fuel poverty did not start on 4 July 2024, for heaven’s sake. I am not going to take any lectures from anybody who suggests that it d…”

“I refer Members to my declaration in the Register of Members’ Financial Interests. I was a miner from the age of 17 until I came to this place—a period of over 30 years—and I also have a connection with the National Union of Mineworkers. It will be crystal clear from this debate that there is an absolute need to contin…”

“T6. Many people with mental health conditions rely heavily on personal independence payments so that they can continue in work and remain active in their communities. Can the Minister provide advice to the many constituents of mine who have contacted me terrified by the rumours that the Government are about to scrap th…”

“17. What steps his Department is taking to support businesses in the north-east.”

“Flexible Engineered Solutions International in my constituency is an excellent example of a strong and successful business. It delivers projects in oil and gas, and in renewables. Last week, it hosted clients from Rio de Janeiro, and the Brazilians travelled on the newly reopened Northumberland line. They travelled 5,6…”

“Has the Minister assessed the Conservative Government’s underspend of the agriculture budget?”

“T7. This week saw DeepSeek throw the global tech market into utter meltdown, with the Chinese AI app spooking investors, to say the least. With huge national infra- structure projects required to underpin the UK’s place in the AI revolution, what does this turmoil mean for projects such as the Blackstone AI data centre…”