Written questions by Sabine.

What progress her Department has made on ensuring eligible retired firefighters receive due compensation under the McCloud remedy.

While the Home Office has responsibility for overarching policy and legislative changes to the firefighters’ pension scheme regulations, the firefighters’ pension scheme is locally administered by each individual Fire and Rescue Authority.The Home Office continues to work with the fire sector to support the effective implementation of the McCloud remedy for all affected individuals.As the designated scheme manager, it is for each Fire and Rescue Authority to determine their administrative timetable, in accordance with the Public Service Pensions and Judicial Offices Act 2022, including when remedy payments will be distributed.

What assessment she has made of the (a) financial and (b) time impact of the deferred electrification between Bristol and Chippenham on commuters.

Electrification of the line between Bristol Temple Meads and Chippenham was deferred in 2016. Passengers on this line are benefiting from the bi-mode rolling stock introduced in 2019 which are delivering faster and more reliable end to end journeys. No subsequent assessment has been made since the deferral of electrification on this line.

What progress her Department has made on the electrification of the line between Bristol and Chippenham.

Passengers using the line between Bristol Temple Meads and Chippenham are benefiting from the bi-mode rolling stock introduced in 2019 as part of the Great Western Route Modernisation programme. These trains are delivering faster and more reliable end to end journeys for passengers.

What assessment her Department has made of the potential merits of increasing the compensation offered to jurors on jury service for (a) mileage and (b) subsistence.

Jury service is an important civic duty, and we want to help jurors feel supported as they undertake this important job. The Government will keep under review all support provided to jurors throughout their service. This includes measures to assist those who may suffer financial hardship. People who are not paid by their employer whilst they are on jury service can claim a loss of earnings allowance from the court, and jurors can apply for a deferral or excusal based upon financial hardship.

What steps she plans to take to increase jurors' compensation in line with inflation.

Jury service is an important civic duty, and we want to help jurors feel supported as they undertake this important job. The Government will keep under review all support provided to jurors throughout their service. This includes measures to assist those who may suffer financial hardship. People who are not paid by their employer whilst they are on jury service can claim a loss of earnings allowance from the court, and jurors can apply for a deferral or excusal based upon financial hardship.

What support she is providing to families requiring services under the adoption and special guardian support fund.

The adoption and special guardianship support fund (ASGSF) provides trauma and attachment related therapy and specialist assessments for children and families where the child has previously been in local authority care and has been adopted or is under a special guardianship order. The department will shortly be finalising business planning decisions on the allocation of the department’s budget for the next financial year.To ensure there are no gaps in therapy, ASGSF applications are currently permitted to extend up to 12 months, allowing children and families to receive continuing therapy across financial years. Where applications are approved, therapy which starts during March 2025 may therefore continue into the next financial year, under previously agreed transitional funding arrangements.

What steps he is taking to support homeowners to remove and replace faulty home insulation.

Installations of any insulation under current Government schemes must comply with the PAS 2030 and PAS 2035 standards. In any instance where insulation is installed improperly under these schemes, consumers are entitled to remediation by their installer or, failing that, the guarantee provided. The TrustMark website contains further guidance on how consumers can complain if things go wrong and the dispute resolution process: https://www.trustmark.org.uk/homeowners/if-things-go-wrong. Through the Warm Homes Plan, the Government will further drive up the quality of installations and protect consumers.

What steps he is taking to support homeowners who received a government grant to get foam roof insulation which has caused damp issues.

Any measures fitted under government schemes must be fitted to the highest standards with issues promptly and properly rectified. Installations of any insulation under current Government schemes must be installed in accordance with the PAS 2030 and PAS 2035 standards. In any instance where insulation is installed improperly under a government-backed scheme, consumers are entitled to remediation by their installer or, failing that, the insurance-backed guarantee. If installed under a government scheme the TrustMark website contains further guidance on how consumers can complain if things go wrong and the dispute resolution process: https://www.trustmark.org.uk/homeowners/if-things-go-wrong. Ministers will now press ahead with a sweeping overhaul of consumer protection through the Warm Homes Plan.

Whether she has made a comparable estimate of trends in the level of home insurance paid by homeowners with (a) mortgages and (b) no mortgages.

Treasury Ministers and officials have regular meetings with a wide variety of organisations, including insurers and financial regulators, on an ongoing basis. The Government has not made an assessment. Insurers make commercial decisions about the terms on which they will offer cover following an assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics. However, the Government is committed to ensuring that insurers treat all customers fairly and insurance companies are required to do so under the Financial Conduct Authority’s (FCA) rules.The FCA is the independent body responsible for regulating and supervising the financial services industry. The FCA requires firms to ensure their products offer fair value. The FCA monitors firms to make sure they provide products that are fair value, and, where necessary, it will take action.

Whether she has had discussions with the home insurance industry on recent trends in the cost of home insurance for homeowners with a mortgage.

Treasury Ministers and officials have regular meetings with a wide variety of organisations, including insurers and financial regulators, on an ongoing basis. The Government has not made an assessment. Insurers make commercial decisions about the terms on which they will offer cover following an assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics. However, the Government is committed to ensuring that insurers treat all customers fairly and insurance companies are required to do so under the Financial Conduct Authority’s (FCA) rules.The FCA is the independent body responsible for regulating and supervising the financial services industry. The FCA requires firms to ensure their products offer fair value. The FCA monitors firms to make sure they provide products that are fair value, and, where necessary, it will take action.

If she will take steps to ensure that online retailers act on the requests of parents of deceased children regarding online (a) accounts and (b) payments.

In recent years banks and building societies have sought to make the bereavement process easier by increasing the amount they will release without needing a grant of probate. As such the threshold varies between different firms. The nominal threshold in legislation is to require probate to be obtained for estates above £5000 in value (The Administration of Estates (Small Payments) Act 1965), although in practice many financial institutions operate a threshold of £20,000. Banks also differ on issues such as whether they are willing to release funds for funeral and other essential expenses ahead of probate being granted. These are commercial decisions. Where a bank or building society offers Direct Debits, these are covered by the Direct Debit guarantee. Under the guarantee, the account holder is entitled to an immediate refund of any unauthorised amounts collected from their account provider. Details of the guarantee can be found here: https://www.directdebit.co.uk/direct-debit-guarantee/ The Government is also supportive of previous industry efforts to improve handling of these sensitive cases, including the Financial Services Death Notification Service developed by UK Finance. UK banks and building societies are regulated by the Financial Conduct Authority (FCA). The FCA does not have specific rules or guidance regarding probate in its rules. Nonetheless, banks are bound by the FCA’s Consumer Duty which requires firms to act to deliver good outcomes and avoid causing harm to customers. The FCA also provides guidance on firms providing fair treatment for vulnerable customers, which includes those going through a bereavement. If an executor is having a dispute with a bank, then they will be able to raise a formal complaint. The FCA’s rules require firms to properly investigate all complaints, and it continues to monitor firms’ complaint handling processes.The main current account providers also publish information about the additional services they offer all consumers, including information on the bereavement services they offer. More information can be found on the FCA website: https://www.fca.org.uk/data/mandated-voluntary-information-current-account-services/providers-links#voluntary

If she will take steps to ensure that parents of deceased children can access bank accounts without probate.

In recent years banks and building societies have sought to make the bereavement process easier by increasing the amount they will release without needing a grant of probate. As such the threshold varies between different firms. The nominal threshold in legislation is to require probate to be obtained for estates above £5000 in value (The Administration of Estates (Small Payments) Act 1965), although in practice many financial institutions operate a threshold of £20,000. Banks also differ on issues such as whether they are willing to release funds for funeral and other essential expenses ahead of probate being granted. These are commercial decisions. Where a bank or building society offers Direct Debits, these are covered by the Direct Debit guarantee. Under the guarantee, the account holder is entitled to an immediate refund of any unauthorised amounts collected from their account provider. Details of the guarantee can be found here: https://www.directdebit.co.uk/direct-debit-guarantee/ The Government is also supportive of previous industry efforts to improve handling of these sensitive cases, including the Financial Services Death Notification Service developed by UK Finance. UK banks and building societies are regulated by the Financial Conduct Authority (FCA). The FCA does not have specific rules or guidance regarding probate in its rules. Nonetheless, banks are bound by the FCA’s Consumer Duty which requires firms to act to deliver good outcomes and avoid causing harm to customers. The FCA also provides guidance on firms providing fair treatment for vulnerable customers, which includes those going through a bereavement. If an executor is having a dispute with a bank, then they will be able to raise a formal complaint. The FCA’s rules require firms to properly investigate all complaints, and it continues to monitor firms’ complaint handling processes.The main current account providers also publish information about the additional services they offer all consumers, including information on the bereavement services they offer. More information can be found on the FCA website: https://www.fca.org.uk/data/mandated-voluntary-information-current-account-services/providers-links#voluntary

If she will take steps to ensure that parents of deceased children can (a) access and (b) stop (i) direct debits and (ii) standing orders.

In recent years banks and building societies have sought to make the bereavement process easier by increasing the amount they will release without needing a grant of probate. As such the threshold varies between different firms. The nominal threshold in legislation is to require probate to be obtained for estates above £5000 in value (The Administration of Estates (Small Payments) Act 1965), although in practice many financial institutions operate a threshold of £20,000. Banks also differ on issues such as whether they are willing to release funds for funeral and other essential expenses ahead of probate being granted. These are commercial decisions. Where a bank or building society offers Direct Debits, these are covered by the Direct Debit guarantee. Under the guarantee, the account holder is entitled to an immediate refund of any unauthorised amounts collected from their account provider. Details of the guarantee can be found here: https://www.directdebit.co.uk/direct-debit-guarantee/ The Government is also supportive of previous industry efforts to improve handling of these sensitive cases, including the Financial Services Death Notification Service developed by UK Finance. UK banks and building societies are regulated by the Financial Conduct Authority (FCA). The FCA does not have specific rules or guidance regarding probate in its rules. Nonetheless, banks are bound by the FCA’s Consumer Duty which requires firms to act to deliver good outcomes and avoid causing harm to customers. The FCA also provides guidance on firms providing fair treatment for vulnerable customers, which includes those going through a bereavement. If an executor is having a dispute with a bank, then they will be able to raise a formal complaint. The FCA’s rules require firms to properly investigate all complaints, and it continues to monitor firms’ complaint handling processes.The main current account providers also publish information about the additional services they offer all consumers, including information on the bereavement services they offer. More information can be found on the FCA website: https://www.fca.org.uk/data/mandated-voluntary-information-current-account-services/providers-links#voluntary

Food and Rural Affairs, what assessment he has made of the potential merits of introducing a right of responsible access to the English countryside.

The Government recognises the importance of providing access to the outdoors for people’s health and wellbeing and is working to ensure that this access is safe and appropriate. We are committed to increasing access to nature, and have already set out several ambitious manifesto commitments to expand opportunities for the public to enjoy the outdoors, including the creation of nine new national river walks and three new national forests in England. We are currently developing policy to improve access to nature, working closely with other government departments and key stakeholders, with further announcements expected in due course. In addition, we are already delivering key initiatives aimed at increasing access to green spaces and the countryside, including: Completing the King Charles III England Coast Path, which will become the longest waymarked and maintained coastal walking route in the world. With over 2,400 miles of the route now approved and 1,430 miles already open, this will also create 250,000 hectares of new open access land within the coastal margin.Designating Wainwright’s Coast to Coast route as a National Trail across the north of England.Delivering the £16 million ‘Access for All’ programme, which is designed to make our protected landscapes, national trails, forests, and the wider countryside more inclusive and accessible to all. In addition, the Government has made the decision to repeal the cut-off date for the registration of historic rights of way, preventing the loss of hundreds of miles of unregistered paths. This will ensure that these paths remain available to the public for future generations. This change will be formally enacted when parliamentary time allows.

What steps she is taking to support teachers' mental health.

I refer the hon. Member for Frome and East Somerset to the answer of 14 February 2025 to Question 29516.

Food and Rural Affairs, what plans he has to increase access to the countryside.

The Government recognises the importance of providing access to the outdoors for people’s health and wellbeing and is working to ensure that this access is safe and appropriate. We are committed to increasing access to nature, and have already set out several ambitious manifesto commitments to expand opportunities for the public to enjoy the outdoors, including the creation of nine new national river walks and three new national forests in England. We are currently developing policy to improve access to nature, working closely with other government departments and key stakeholders, with further announcements expected in due course. In addition, we are already delivering key initiatives aimed at increasing access to green spaces and the countryside, including: Completing the King Charles III England Coast Path, which will become the longest waymarked and maintained coastal walking route in the world. With over 2,400 miles of the route now approved and 1,430 miles already open, this will also create 250,000 hectares of new open access land within the coastal margin.Designating Wainwright’s Coast to Coast route as a National Trail across the north of England.Delivering the £16 million ‘Access for All’ programme, which is designed to make our protected landscapes, national trails, forests, and the wider countryside more inclusive and accessible to all. In addition, the Government has made the decision to repeal the cut-off date for the registration of historic rights of way, preventing the loss of hundreds of miles of unregistered paths. This will ensure that these paths remain available to the public for future generations. This change will be formally enacted when parliamentary time allows.

Food and Rural Affairs, what assessment he has made of the potential impact of greater access to the countryside on (a) mental and (b) physical health.

The Government recognises the significant mental and physical health benefits that greater access to the countryside can provide. Spending time in nature is associated with improved mental and physical health, including lowering the risk of obesity and type two diabetes, reducing blood pressure and increasing levels of physical activity. There is also evidence to suggest that nature-based interventions are effective in the treatment and prevention of mental health conditions like depression and anxiety; this was demonstrated in the first phase of our Green Social Prescribing programme, which showed significant increases in participants’ wellbeing scores. These health benefits in turn deliver economic benefit and reduce pressure on the NHS. In 2020, the estimated value of health benefits associated with outdoor recreation in the UK ranged from £6.2 billion to £8.4 billion (ONS, 2022), and it has been estimated that £2.1 billion in health costs could be saved annually if everyone in England had good access to greenspace (Natural England, 2009). In recognition of these benefits, this Government has committed to improving the public’s access to green and blue spaces, including through initiatives such as our National River Walks.

What plans she has to require HGV drivers to use HGV-specific satellite navigation systems.

There is currently no legal requirement for drivers of any vehicle to have or use satellite navigation equipment. It is important that HGV drivers do not use satellite navigation equipment designed for cars as they may be directed on routes that are unsuitable for the size and weight of their vehicle.While these systems can be useful, they cannot replace a driver’s knowledge or skill, especially in the case of diversions due to road traffic collisions or roadworks. Therefore, the Government has no plans to mandate their use.

Whether she plans to reduce the number of HGV using small rural roads.

Local authorities have powers under Sections 1 & 2 of the Road Traffic Regulation Act 1984 to restrict or prohibit the use of HGVs on any road, for a wide range of safety and environmental reasons. These measures can be implemented by making Traffic Regulation Orders (TROs) without reference to the Department for Transport.The council can then use signs outlined in the Traffic Signs Regulations and General Directions 2016 and work with the police to enforce the restrictions.Non-complaint vehicle operators or drivers can be reported to the Driver and Vehicle Standards Agency (DVSA). DVSA has the power to make a referral to the Traffic Commissioners for Great Britain, who are responsible for the licensing and regulation of those who operate heavy goods vehicles.

Food and Rural Affairs, whether he plans to improve the enforcement of anti-fly tipping rules.

This Government has committed to forcing fly-tippers and vandals to clean up the mess that they have created. This will build on the sanctions already available for fly-tipping which include fixed penalty notices of up to £1000, seizing of vehicles and prosecution through the courts which can lead to a significant fine, a community sentence or even imprisonment. Sentencing is a matter for the independent courts.We encourage councils to make good use of their enforcement powers, and we are considering if further guidance is needed.