Committee publication · Estimate memoranda · 10 February 2026

Armed Forces Pension Scheme Supplementary Estimate Memorandum 2025-26

From: Defence Committee

Summary

This memorandum sets out the Armed Forces Pension Scheme (AFPS) and Armed Forces Compensation Scheme (AFCS) supplementary estimate for 2025-26, requesting additional Resource AME of £5,201m and net cash of £1,759.6m. The AFPS is an unfunded defined benefit scheme financed by employer contributions and Exchequer funding. The supplementary estimate reflects increased current service costs driven primarily by a 4.5% military pay award and higher interest costs compared to the previous year.

Key findings

  • Resource AME increased by £50.0m (0.97%) from the original Main Estimate 2025-26, primarily due to additional current service costs from higher pensionable military payroll.
  • Resource AME is £383.5m (7.96%) higher than final outturn 2024-25, predominantly driven by increased interest costs on scheme liabilities.
  • Net Cash Requirement increased by £462.4m (35.65%) compared to 2024-25, due to increased pension costs.
  • Current service cost rose from £2,251.14m to £2,520.98m (12.0% increase), reflecting the 2025-26 military pay award of 4.5%.
  • Employer contributions increased by £210m (4.3%) to £5,097m, reflecting higher pensionable military payroll forecasts.

Tone

Procedural

Topics

public-financedefencepensionsarmed-forces

Key actors

Ministry of Defence, Treasury, Armed Forces Pension Scheme, Armed Forces Compensation Scheme

Notable line

The AFPS budgets are not subject to pre-set Departmental Expenditure Limit (DEL) control totals; they sit within a category of spending known as Resource Annually Managed Expenditure (AME) …

Key Quotes

Scheme (AFCS), is an unfunded defined benefit scheme, in which payments to pensioners are funded by employer contributions, with the shortfall being financed by the Exchequer.
Memorandum · explaining the scheme's structure
… the increased pensionable military payroll referred to below creates additional current service costs within 2025-26.
Memorandum · explaining the primary driver of the supplementary estimate
The key driver of this increase being the 2025-26 military pay award of 4.5%.
Memorandum · identifying the main cause of pension contribution increases
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Source · parliament.uk record ↗