Committee publication · Correspondence · 3 June 2025

Letter from NUS on follow up evidence from Higher Education and Funding: Threat of Insolvency and International Students, dated 27.05.25

From: Education Committee

Inquiry: Higher Education and Funding: Threat of Insolvency and International Students

Summary

NUS UK's follow-up briefing to the Education Committee details deteriorating student financial conditions and systemic failures in maintenance support. The union reports doubled foodbank usage, 69% of students in part-time work, and maintenance loan thresholds so outdated that £25,000 caps exclude families that would qualify at £41,000 adjusted for inflation. It calls for threshold updates, grant reintroduction, and progressive repayment reform.

Key findings

  • Foodbank usage among students doubled from 2022 to 14% in 2024; 69% of students work part-time alongside full-time study, over 60% working 20+ hours weekly.
  • A 3.1% maintenance increase for 2025/26 constitutes a real-terms cut when rent rises average 6%; maintenance loan thresholds frozen at £25,000 parental income exclude students who would qualify at £41,000 if indexed to inflation.
  • Care-experienced students lack year-round support (offered termly only); one-year lag in household income calculations fails estranged and newly independent students; monthly loan payments requested to improve budgeting.
  • Students' policy submissions to NUS Conference 2025 show half focused on cost-of-living; average student in surveyed cities has 50p remaining after rent and bills.
  • NUS demands threshold reindexing, reinstatement of maintenance grants per Augar Review, and a progressive repayment system ensuring wealthier graduates pay more over lifetime earnings.

Tone

Critical

Topics

higher-educationstudent-financecost-of-livingwelfare

Key actors

National Union of Students (NUS) UK, Alex Stanley (NUS Vice President, Higher Education), Education Select Committee, Unipol & HEPI, Unite Foundation, All-Party Parliamentary Group on Students

Notable line

… students are not actually able to access the support that they need.

Key Quotes

Foodbank usage amongst students has doubled since 2022 to 14%
National Union of Students (NUS) UK · Student experience in 2025
The 3.1% increase to maintenance support for 2025/26 is likely to be swallowed by rent increases of around 6% on average, meaning a de facto real terms cut.
National Union of Students (NUS) UK · Problems with the student maintenance system
Currently to receive the maximum maintenance loan, your family income must be below £25,000 but if this had been updated in line with inflation …
National Union of Students (NUS) UK · Outdated income thresholds preventing access to support
… the average student in the cities surveyed has 50p to live off after rent and bills • Half of all policy …
National Union of Students (NUS) UK · Student financial hardship
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Source · parliament.uk record ↗

Letter from NUS on follow up evidence from Higher Education and Funding: Threat of Insolvency and International Students, dated 27.05.25 | Beyond The Vote | Beyond The Vote