Written questions by Cadbury.

What estimate she has made of the number of credit unions operating in (a) London and (b) England.

The Government has made clear its strong support for the credit union sector, recognising the value that credit unions bring to their members in local communities across the country in providing savings products and affordable credit. The Chancellor announced new measures to support the growth of the credit union and mutuals sector in her Mansion House speech on 14 November. This included publishing a call for evidence on the potential to reform common bonds for credit unions in Great Britain, asking the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) to produce a report on the mutuals landscape by the end of 2025, and welcoming the establishment of an industry-led Mutual and Co-operative Business Council. Together, these actions reinforce the Government’s commitment to support the credit union and mutuals sector, and help it grow to drive innovation and economic growth across the country. The Prudential Regulation Authority (PRA) publishes quarterly statistics relating to credit unions in the United Kingdom. According to this latest data, there are currently 140 credit unions operating in England. Whilst HM Treasury does not hold data on the number of credit unions operating in London, all registered mutuals are listed publicly on the Mutuals Public Register, which is managed by the Financial Conduct Authority.

Whether applications for the NHS and Social Care Coronavirus Life Assurance payment received after 30 September 2023 are eligible.

The NHS and Social Care Coronavirus Life Assurance Scheme was launched on 20 May 2020 to recognise the increased risks that National Health Service and social care staff faced in carrying out their duties during the coronavirus pandemic.The Scheme closed to new deaths on 31 March 2022. Under the rules of the scheme, claimants were required to submit claims for deaths that occurred while the Scheme was open before 30 September 2023.

For what reason interest rates are applied to student finance loans for women on maternity leave.

Student loans are subject to interest, to ensure that those who can afford to contribute to the full cost of their degree can do so. The student finance system protects borrowers in cases where they see a reduction in their income for whatever reason, including women on maternity leave or any other person on parental leave. Student loan repayments are based on a borrower’s monthly or weekly income, not the interest rate or amount borrowed, and no repayments are made for earnings below the relevant student loan repayment threshold. Any outstanding debt, including interest accrued, is written off at the end of the loan term with no detriment to the borrower. A full equality impact assessment of how the student loan reforms may affect graduates, including detail on changes to average lifetime repayments under Plan 5, was produced and published in February 2022, and can be accessed at: https://www.gov.uk/government/publications/higher-education-reform-equality-impact-assessment.

Innovation and Technology, what steps the Government is taking against individual service users whose online deceptions cause (a) non-trivial emotional and psychological damage, and (b) fall within the scope of coercive control.

Individuals can be prosecuted if they commit offences online or offline. The Online Safety Act forces online platforms and search services to reduce the risk of illegal content being encountered on their services. Platforms must focus on ‘priority offences’, including content which amounts to controlling and coercive behaviour and must reduce the risk of priority offences being committed on their service. We know such offences disproportionately impact women and girls. This government has set an unprecedented mission to halve violence against women and girls in a decade. We will explore further measures as needed.

If she will make an assessment of the average amount of interest accrued on student finance loans for women on maternity leave in the latest period for which data is available.

Student loans are subject to interest, to ensure that those who can afford to contribute to the full cost of their degree can do so. The student finance system protects borrowers in cases where they see a reduction in their income for whatever reason, including women on maternity leave or any other person on parental leave. Student loan repayments are based on a borrower’s monthly or weekly income, not the interest rate or amount borrowed, and no repayments are made for earnings below the relevant student loan repayment threshold. Any outstanding debt, including interest accrued, is written off at the end of the loan term with no detriment to the borrower. A full equality impact assessment of how the student loan reforms may affect graduates, including detail on changes to average lifetime repayments under Plan 5, was produced and published in February 2022, and can be accessed at: https://www.gov.uk/government/publications/higher-education-reform-equality-impact-assessment.

What assessment she has made of trends in the level of time spent by police officers completing paperwork as part of the requirements set out in the Police and Criminal Evidence Act 1984.

It is important for the investigation of offences, as well as for ensuring transparency and accountability in policing, that effective records are kept, and data is recorded. But it is vital that these processes are proportionate and do not get in the way of everyday police work.This Government is committed to tackling unnecessary bureaucracy and will work with police forces to build on the foundation of the Policing Productivity Review, working with the College of Policing to support forces to ensure officers are able to use their time more productively.The Home Office’s Annual Data Requirement (ADR) is a list of all requests for data made to chief officers of police forces in England and Wales under the Home Secretary’s statutory powers. There is a robust and stringent process underpinning the ADR to review existing requests and consider new or amended requests.

What financial support is available to carers who incur additional living costs supporting people whose Personal Independence Payments are stopped upon entering hospital as long-term in-patients.

The primary purpose of Carer’s Allowance (CA) is to provide a measure of support and recognition to those whose caring responsibilities mean they are unable to work full time. In order to receive CA, the person being cared for must be in receipt of a disability benefit at the appropriate rate, this is one of the ways we establish that care is required. Where the adult disability benefit ceases as a result of the cared for person entering a hospital for more than four weeks, CA will also cease. This is to avoid a double provision of public funds to provide care for this individual. A period of 28 days is allowed to determine whether this situation is long term before the relevant benefit payments stop. However, carers may be entitled to further support. Local Authorities have duties to support people caring for their family and friends. The Care Act 2014 requires local authorities to deliver a wide range of sustainable, high-quality care and support services, including support for carers. Local authorities are also required to undertake Carer’s Assessments to support people caring for their family and friends who appear to have a need for support and to meet their eligible needs on request from them. I would encourage carers who are not receiving a means-tested benefit already to check on Gov.UK to see whether they may be entitled to any other benefits, which may include support with the additional costs of caring. Advice can also be sought from organisations such as Carers UK and Citizens Advice.

Pursuant to the Answer of 15 November 2024 to Question 13503 on Personal Independence Payment: Patients, how many individuals have had personal independence payments withdrawn after entering (a) hospital, (b) hospice and (c) residential care for more than 28 days in the last four years.

As explained in the Answer of 15 November 2024 to Question 13503 on Personal Independence Payment: Patients, found here, the information requested is not readily available and to provide it would incur disproportionate cost. Suspensions of Personal Independence Payment (PIP) after entering (a) hospital, (b) hospice, (c) residential care, and other accommodation types, are combined in the PIP Computer System under a single category.To distinguish between the specific types of accommodation as requested would require manual investigation of each individual claimant record. We could provide, within cost, the combined figure for all suspensions due to “hospitalisation and other accommodation types”.

What steps his Department is taking to increase the (a) recruitment and (b) retention of radiologists in London.

National Health Service organisations in London will have their own plans in place to manage their recruitment and retention needs, based on local workforce planning.A clear plan for retention is an essential component of an overall supply plan for the NHS. We need to retain the experienced and skilled staff that we already have, and ensure that the NHS is an attractive place to work so that we can bring in the new trainees and recruits that we need. Nationally, the NHS retention programme is working with NHS organisations to improve culture and leadership across the NHS, addressing issues that matter to staff, such as the need for good occupational health and wellbeing support and the promotion of opportunities to work flexibly.We have launched a 10-Year Health Plan to reform the NHS. A central and core part of the 10-Year Health Plan will be our workforce, and how we ensure we train and provide the staff, technology, and infrastructure the NHS needs to care for patients when and where they need it.

Innovation and Technology, what assessment he has made of the adequacy of the Online Safety Act 2023 in tackling instances of (a) online deception and (b) coercive and controlling behaviour by impersonations on (i) social media and (ii) dating apps.

The Online Safety Act requires all in-scope services to protect users from online illegal content and criminal behaviour on their services. Coercive and controlling behaviour is a priority offence under the Act. Adult users of services over the designated threshold will also have the ability to verify their own identity, reduce the likelihood of seeing non-verified users’ content, and prevent non-verified users from interacting with their content. The government and Ofcom’s priority is getting these protections implemented effectively.

What assessment she has made of the adequacy of the existing rights for individuals holding British Overseas Citizen status.

British overseas citizens (BOCs) are subject to UK immigration control, but are eligible for British passports and other consular services.Many BOCs will have rights, including of residence and travel, that stem from the other nationalities that they hold. BOCs who do not hold, and have not voluntarily lost, any other nationality are able to apply to register as British citizens under section 4B of the British Nationality Act 1981. BOCs are also able to apply to register as British citizens after 5 years of living in the UK, and meeting certain residence requirements under section 4(2) of the British Nationality Act 1981.

How many individuals have had personal independence payments withdrawn after entering hospital care for more than 28 days in the last four years.

The information requested is not readily available and to provide it would incur disproportionate cost. Suspensions of Personal Independence Payment (PIP) for admission to hospital are combined in the PIP Computer System with admissions to hospices and care homes. To distinguish hospital care from the other types of accommodation would require manual investigation of individual claimant records.

What assessment she has made of the adequacy of financial support available to individuals in hospital whose personal independence payments are paused.

Where an adult age 18 or over is maintained free of charge while undergoing medical or other treatment as an in-patient in a hospital or similar institution funded by the NHS, payment of (but not entitlement to) Personal Independence Payment (PIP) ceases after 28 days. This is on the basis that the NHS is responsible for not only the person’s medical care but also the entirety of their disability-related extra costs and to pay PIP in addition would be a duplication of public funds intended for the same purpose. Once someone is discharged from hospital, payment of PIP recommences from the date of discharge.Entitlement and payment of the standard allowance of Universal Credit will not change if a customer goes into hospital for treatment and/ or care, regardless of the duration of the stay. If the customer has been found to have limited capacity for work or work-related activity, this element will continue to be paid alongside the Universal Credit standard allowance.

What assessment she has made of the adequacy of HMRC's processing of refund requests for taxpayers.

HMRC aims to process all refunds and repayments within a reasonable timeframe. The processing of these is recorded as part of HMRC’s post turnaround measure. HMRC’s service standard for post turnaround is 80% of customer correspondence cleared within 15 working days of receipt. HMRC’s performance has been 77% from April to August 2024. Post performance is published monthly and can be accessed at: https://www.gov.uk/government/collections/hmrc-monthly-performance-reports#reporting-year-2024-to-2025. To improve their services and meet published standards HMRC have recently deployed additional customer service advisers. They expect to meet their post service standards in the second half of 2024-25 as the new advisers are trained and up to speed.

Food and Rural Affairs, what steps his Department have taken to introduce a Deposit Return Scheme for plastic bottles.

This Government is committed to delivering the Deposit Return Scheme (DRS) for drinks containers in October 2027, as agreed with the devolved governments of the UK, and in accordance with the Joint Policy Statement published in April 2024. We plan to lay the DRS regulations for England/Northern Ireland before Parliament in late 2024 and for them to come into force in early 2025 (assuming parliamentary time allows) and for the Deposit Management Organisation, who will run the scheme, to be appointed in April 2025 as planned.

Whether he has made an assessment of the potential health benefits of magnesium supplements.

The Government’s nutrition advice is based on recommendations from the Scientific Advisory Committee on Nutrition (SACN) and its predecessor, the Committee on Medical Aspects of Food and Nutritional Policy (COMA).The COMA set dietary reference values for magnesium for men and women aged 19 to 64 years old at 300 milligrams and 270 milligrams a day, respectively. Current Government advice is that individuals should be able to get all the magnesium they need by eating a varied and balanced diet.The SACN discussed the topic of magnesium as part of its horizon scanning in 2020, 2022, and 2024. Meeting papers are available on the SACN webpage. The committee has noted that while ‘significant proportions of the population had [low intakes], there was limited evidence that this was of public health concern’. There is no agreed biomarker for measuring magnesium status.Magnesium is therefore on the SACN’s watching brief as a low priority, and the SACN may consider it again in future, if there are any developments regarding biomarkers for magnesium status, to warrant a review of recommendations.

Communities and Local Government, what estimate she has made of the number of leasehold properties in England which contain Reinforced autoclaved aerated concrete.

The Ministry of Housing, Communities and Local Government does not gather data on the number of leasehold properties which contain Reinforced Autoclaved Aerated Concrete (RAAC). However, our current assessment is that prevalence of RAAC is low in housing.All building owners should continue to manage building safety and performance risks of all kinds in their buildings, including RAAC, in a proportionate, risk-based, and evidence-based manner. To do so, they should continue to follow guidance published by the Institution of Structural Engineers (IStructE) to identify, assess, and manage issues relating to RAAC.

What assessment she has made of the potential impact of the roll-out of Electronic Travel Authorisation requirements for non-UK passengers transiting through UK airports on (a) passenger experience and (b) the UK aviation industry.

The UK Electronic Travel Authorisation (ETA) scheme was launched to secure our borders and make the UK safer, by enhancing our ability to screen travellers upstream. The scheme will apply to passengers from eligible countries who are transiting the UK. ETAs form part of our long-term plan for a slicker, more efficient border, with a greater number of passengers able to benefit from automation at the border, enabling our highly skilled Border Force officers to focus on those who pose the most harm or are at the most risk.We continue to engage positively with industry, and support the aviation sector in understanding what ETAs and wider digitisation will mean for passengers.

What assessment she has made of the potential impact of the roll-out of Electronic Travel Authorisation requirements on (a) processing times for non-UK based passengers transiting through airports in the UK and (b) queuing times.

The UK Electronic Travel Authorisation (ETA) scheme was launched to secure our borders and make the UK safer, by enhancing our ability to screen travellers upstream. The scheme will apply to passengers from eligible countries who are transiting the UK. ETAs form part of our long-term plan for a slicker, more efficient border, with a greater number of passengers able to benefit from automation at the border, enabling our highly skilled Border Force officers to focus on those who pose the most harm or are at the most risk.We continue to engage positively with industry, and support the aviation sector in understanding what ETAs and wider digitisation will mean for passengers.

Commonwealth and Development Affairs, if he will make a request to his Azerbaijani counterpart for a UK delegation to visit the 23 Armenian prisoners being held by Azerbaijan in order to (a) verify their conditions and (b) ensure that international standards and conventions are being complied before COP29 in Baku in November.

The UK has consistently urged the Azerbaijani authorities, including ahead of COP29, to ensure that those in detention are afforded a fair trial and are provided safe conditions, in accordance with Azerbaijan's international obligations and commitments. We are in touch with the UK delegation visiting Azerbaijan for COP29 to ensure a smooth visit to the country, however we have not received a formal request for UK Government support to visit Armenian prisoners held in Azerbaijan.