Speeches by Blake.

“I am a Nationwide customer and a Labour/Co-op Member of Parliament. Ms Crosbie, you referenced a SI that you need to be laid in order to move forward. What exactly do you think needs to change, and why do you think there might be a delay? I am particularly interested in what you have to say about that.”

“Ms Crosbie, why does Nationwide not provide a lifetime ISA product?”

“On that, you don’t think that changing any limits would significantly change behaviour.”

“Mr Haire, you were talking about some of the advice that you would like to be able to offer but feel that you cannot offer at the moment. What are you doing to try to get this advice to people?”

“We are getting into the advice and guidance boundary, which we have heard a bit about already. You want to see progress on moving forward with that review. Are there particular elements of it that you think really need to change?”

“Yes, into ISAs. Why do you think that statement was made?”

“Very briefly, what are the headlines?”

“Ms Crosbie, you have given some really interesting evidence about ISAs. Earlier this week, the Chancellor confirmed that she would not be reducing the amount that people can invest into cash ISAs.”

“I am a Nationwide customer and a Labour/Co-op Member of Parliament. Ms Crosbie, you referenced a SI that you need to be laid in order to move forward. What exactly do you think needs to change, and why do you think there might be a delay? I am particularly interested in what you have to say about that.”

“Ms Crosbie, why does Nationwide not provide a lifetime ISA product?”

“On that, you don’t think that changing any limits would significantly change behaviour.”

“Mr Haire, you were talking about some of the advice that you would like to be able to offer but feel that you cannot offer at the moment. What are you doing to try to get this advice to people?”

“We are getting into the advice and guidance boundary, which we have heard a bit about already. You want to see progress on moving forward with that review. Are there particular elements of it that you think really need to change?”

“Yes, into ISAs. Why do you think that statement was made?”

“Very briefly, what are the headlines?”

“Ms Crosbie, you have given some really interesting evidence about ISAs. Earlier this week, the Chancellor confirmed that she would not be reducing the amount that people can invest into cash ISAs.”

“Ms Allen, you talked about not being part of the financial inclusion taskforce.”

“We have had a discussion today about savings, and I want to draw your attention to the debate about ISAs that has been going on in the sector. Yesterday, the Chancellor said: “I’m not going to reduce the limit of what people can put into an ISA, but I do want people to get better returns on their savings, whether that’…”

“So you are a big fan of cash ISAs, but you are concerned about leaving value on the table—and the Chancellor may be, too.”

“Mr Thwaite, do you think that concluding on the advice guidance boundary review will be enough to change behaviour or, reflecting on what Mr Maru said, are there other things around culture and trust in order to change behaviour?”