Speeches by Rhodes.

“You mentioned having a list of products. Who would you see as being responsible for, essentially, compiling that list and making it available?”

“Thinking about how the industry is adapting to its models, pricing and long-term strategies—the growing impacts of climate change on flood risk, but also more generally—how is the industry adapting how it works around prices and modelling on flood, as one aspect of more general climate change?”

“In the situation that you are putting out there, lenders could previously look at it and say, “If that is the risk for 12 months, then that is likely the risk it is going to be for the 30‑year period”. They cannot do that anymore. The point was made about the need for more capital to cover risk. Taking that all …”

“In terms of what you would want the Government to do, it is about regulations around design, planning and building regulations, but it is also about ensuring there is sufficient resource to implement those, to ensure they are being implemented properly.”

“So in terms of potential recommendations from this inquiry, one of the things you would like to see is measures that would ensure that there is proper regulation of regulations that are already in place, as well as potentially new ones, but ensuring that there is resource to ensure that there is proper oversight of peo…”

“I have a final question for Mr Shepherd. What role should the insurance industry and insurers play in shaping climate resilience more broadly through investment, for instance, in community-level defences, or alignment with planning and building regulations that we have just been talking about?”

“One of the things you think Government might do is look at ways that they could incentivise these schemes for investors who, as you say, are not directly geographically affected by it, and making it something that has a return.”

“Particularly among micro and SME businesses, is a lack of digital skills effectively holding them back?”

“You mentioned retrofitting. How much can retrofitting and that sort of work help to meet the Government’s housebuilding targets?”

“Can you think of anything that not just the manufacturers and the builders’ merchants could do but that the Government could do in support?”

“What would make it easier for them? What support would help them?”

“Turning to the issue of embodied carbon, how well equipped are these SME and micro housebuilders in being able to measure in the first place, and then potentially reduce embedded carbon?”

“If we are looking for something that the Government could do to support SME and micro housebuilding, building up digital and other skills to respond to changes in planning, you would recommend more training particularly catering to that part of the sector?”

“Mr Berry, you mentioned a general skills shortage in the construction industry. Are there any unique skills challenges for retrofitting and low-carbon housebuilders?”

“Can you think of anything that not just the manufacturers and the builders’ merchants could do but that the Government could do in support?”

“What would make it easier for them? What support would help them?”

“Turning to the issue of embodied carbon, how well equipped are these SME and micro housebuilders in being able to measure in the first place, and then potentially reduce embedded carbon?”

“Mr Berry, you mentioned a general skills shortage in the construction industry. Are there any unique skills challenges for retrofitting and low-carbon housebuilders?”

“Particularly among micro and SME businesses, is a lack of digital skills effectively holding them back?”

“If we are looking for something that the Government could do to support SME and micro housebuilding, building up digital and other skills to respond to changes in planning, you would recommend more training particularly catering to that part of the sector?”