Speeches by Cocking.

“I can take the hon. Member to my constituency if he wants to see a pro-growth local council that has delivered a local plan and delivered housing. What has held us back is the fact that we do not have the infrastructure in place because of that. We have been punished; we have been a good local council and met our housi…”

“The hon. Lady makes an interesting point with which I have great sympathy. We have to try to take different communities together, but we should not compare the rural county of Hertfordshire with a significant number of large towns that are not interlinked naturally by roads and railways or by people’s jobs. Lots of my …”

“I agree. We tabled a number of constructive amendments in Committee, and we worked across parties, with Members of all stripes, to improve the Bill and get these powers out into the community, where they can best be used. As my hon. Friend quite rightly points out, the Government would not even listen to logical argume…”

“I was talking about the physical aspects of the transport currently in place, and the transport in Hertfordshire makes it very difficult for such interlinking services. The hon. Lady makes an interesting point around shared services of councils. The Government have said on a number of occasions that they have brought f…”

“As he is a Hampshire MP, I will give way to the shadow Minister.”

“My hon. Friend is a passionate advocate for his constituents. We had a long discussion about that issue in Committee. I completely agree that “Isle of Wight” should be in the name of that combined mayoral authority. The Isle of Wight has a good local identity. It is important, when we create these new strategic authori…”

“I completely agree with my hon. Friend. The Government must come forward on that, as we are yet to hear solutions for councils with large amounts of debt. Councils are being forced into reorganisation and to have conversations about who they want to be joined with, but some of them have no choice, because it is a matte…”

“I thank my hon. Friend for that intervention. I signed his amendment, as that issue is important. It goes back to what I said at the beginning of this debate: the Bill is not ready to go any further. The Government should have thought about this. The amendment is logical and seeks to achieve what the Government want to…”

“Oh, go on then; I will take one more intervention.”

“I will not take any more interventions, as I have been more than generous—”

“The council leader has fed that back to Government and the answer has been, “Tough—get on with it. This is what we are doing, and this is what we propose to happen. You have to come up with a proposal that you think works in your area, regardless of whether you want to do it.” I have spoken to many councils and council…”

“Does the hon. Member support my proposal that councils, particularly local district councils that currently have planning powers, need more powers over the licensing of houses in multiple occupation? They cause terrible antisocial behaviour issues and parking issues right across the country, and we need more powers to …”

“The hon. Gentleman says that the Conservatives did not have referendums on structural political changes, but we did have a referendum to change the voting system; I voted against a change. That is a prime example of the Conservatives seeking the consent of the British people for a political change.”

“I thank my hon. Friend for all the work he has done on the Floor of the House putting forward our case on where the Government have got it wrong on devolution. He raised an important point about the Government having instructed local councils to come up with proposals for devolution and unitarisation. There has been no…”

“The last Labour Government, which was elected in 1997, established devolution and moved powers away from Westminster under the premise of a referendum result. However, this Labour Government are choosing not to undertake such a referendum. Which does the hon. Gentleman support: having a referendum or not having a refer…”

“I support several new clauses and amendments to the Bill, but, frankly, I am fundamentally opposed to the changes it would impose on our constituents. That is why amendments 104 to 106 are so important, as well as new clause 1, which is due to be discussed tomorrow. Before strategic authorities or any other new bodies …”

“Do you think that not having banks on the high street creates that effect? Obviously, you are saying that lots of lenders do not do it and mortgage lenders do it themselves, but if I were a first-time buyer and I could see banks on the high street, I could walk in, ask some questions and get pointed in the right direct…”

“But if you do not know where to find them, to be able to walk into a high street bank and ask some questions about the products that bank offers will surely affect people’s knowledge and understanding of the mortgage products on offer, even if it is just in that bank.”

“How does that help people to access face-to-face mortgage services in areas where you do not have branches?”

“That does not fill me with much confidence. It is difficult if you are an older person and you want to downsize. I have a question for the whole panel; has face-to-face banking had an effect on people’s ability to access mortgages across the whole spectrum?”