Speeches by Cooper.

“Will the hon. Member give way?”

“Will the hon. Lady give way?”

“All of our constituents are still feeling the cost of living crisis very acutely, and mortgage holders are still suffering from the misery of the mini-Budget, so the very last thing that taxpayers want to worry about is whether public money will be used to bail out banks that have gone bust. That is why we Liberal Demo…”

“Will the hon. Lady give way?”

“Members in this House who have spoken against the money resolution say they are doing so because they have so many unanswered questions about the costs. Does the right hon. Lady agree that if Members vote against the resolution, they will never get those answers? That is precisely why the Bill should move forwards.”

“The rising cost of borrowing will bring more misery to mortgage holders, with reports suggesting that some mortgage holders could pay an extra £500 a year. Given that potential global trade tensions could further affect the UK’s financial stability, what assurances will the Government provide that UK lenders remain in …”

“A number of small high street businesses will be hit hard by the Government’s jobs tax and the dramatic reduction in business rates relief, and House of Commons Library research that I commissioned shows that from April 2026 the Government’s reforms to business rates could leave small and independent businesses in effe…”

“The previous Conservative Government promises the people of west Hertfordshire that we would have a new hospital, and they even claimed that it was fully funded, so our sense of betrayal is incredibly acute. Today, the Labour Government have announced that the rebuild start for Watford general hospital has been pushed …”

“The Minister has been here throughout the debate, and he will have heard a number of my interventions. I accept his point that those figures will not be published until Budget 2025. May I ask if he is in a position to give a cast-iron guarantee that small independents, with a small number of hereditaments, will not be …”

“The hon. Member will recognise that it is the Government’s intention to reduce business rates for the smallest businesses, but as I have mentioned a couple of times in this debate, House of Commons Library research shows that if we compare this year to two years’ time, small businesses will end up 80% worse off, wherea…”

“rose—”

“I completely accept that point, and I am very sympathetic to the fact that the Minister inherited a sticking-plaster system from the previous Government. If during the course of this year his Government’s own analysis proves what I have discovered from the House of Commons Library research, will he ensure that the Gove…”

“My hon. Friend is giving an impassioned speech about the importance of business rates reform. Does she agree that there is a risk of unintended consequences in what the Government are proposing? At the moment, the 75% relief is capped at £110,000, but when the relief goes to zero in two years’ time, that cap will not e…”

“The right hon. Gentleman is giving an impassioned speech about the case for an overhaul of the business rates system. Why did the previous Conservative Government never get around to doing that?”

“In so many sectors, we have this enormous power imbalance between large companies and the smaller companies that they often contract through their supply chains, and construction is no exception. The Liberal Democrats have no objection to this and broadly welcome it. Anything that increases transparency is a good thing…”

“The hon. Member may have heard my earlier intervention. He is absolutely right, and I agree with him wholeheartedly, that we have to shift the burden away from small businesses on to big online retailers. However, that could be undermined if all we do is shift the burden on to the big chains. House of Commons Library r…”

“I thank the Chancellor for advance sight of her statement. Let us be blunt: the Budget has not worked. The Chancellor says that the Government’s No. 1 mission is growth, but to date there are no signs that the Government are going to deliver it. The national insurance contributions rise is self-defeating. It undermines…”

“The shadow Minister talks about situations in which tenants must leave a property. A constituent of mine had a terrible ordeal. She moved into a new rental property, but after three months it became uninhabitable, and she spent a further 11 weeks going in and out of eight Airbnbs. She was left thousands of pounds out o…”

“Will the hon. Member give way?”

“It is a pleasure to serve under your chairship, Ms Vaz. I congratulate the hon. Member for Isle of Wight East (Joe Robertson) on securing this important debate. I believe I have up to five minutes to make some remarks, which feels positively luxurious in the context of the canter we have just had. I will kick back as I…”