Speeches by Coghlan.

“But Parjinder Basra, the chair of the regulatory board of the Institute of Chartered Accountants in England and Wales—for full disclosure, I am a former member—said that this change would “increase the regulatory burden and costs to firms, making business growth more challenging”. No accountancy or legal stakeholder wh…”

“In October, the Treasury announced that all professional body anti-money laundering supervisors will be subsumed into the FCA. How long will that transition take? Are you concerned that it will further overstretch the FCA?”

“Does the Minister agree with my view, as a former fund manager, that it is categorically not the Government’s job to call the stock market? If professional fund managers cannot get it right, there is no way the Government can. Surely the answer is to advise consumers when they are making investment decisions to invest …”

“I hope the Minister will consider these points.”

“The Chancellor knows that I agree with her that the use of public research and development is one of the most effective levers for economic growth, but it will not significantly increase over the entire five-year spending review period. If the Government are serious about economic growth, they must find a way to increa…”

“I fully agree with the USO, but in some postcodes in my constituency 20% of first-class mail is delivered late. In Buckland, there is no mail service at all when the postlady is on holiday. Does the hon. Member agree that the Government must work with Royal Mail to improve service?”

“My colleague Helen Hayes MP, who is Chair of the Education Committee, has a particular interest in this area. Under today’s SEND system, an 11-year-old may end up leaving school for perhaps two years because they do not get support until they are expelled, and there are 1,800 children in Surrey in that situation right …”

“Professor Stewart, it is sometimes said that policies to reduce child poverty pay for themselves. As an example, I think particularly of the work of Nobel laureate James Heckman, who modelled out the economic metrics of early intervention and how they are exponentially more effective. Can you justify some of these inte…”

“The overall cost of what it is right now.”

“We all hope desperately for a just peace in Gaza. I served alongside the Minister as a diplomat in the middle east and as a soldier. Given that, I particularly welcome the proposed international security force, but it is essential that such a force includes troops from Arab countries and possibly from western countries…”

“Where I am going with this is, should and could the Treasury be making the case that if you intervened early, that would reduce debt to GDP over the long run? Therefore, one should be going to the OBR and taking into account not just the up-front costs of these interventions but the impact on future GDP, and also going…”

“At a time when the cost of living is so high, does my hon. Friend agree that the cost of maintaining and operating the Diego Garcia military base and military operations must be evaluated by the House against the expenditure of public funds made under the treaty each financial year?”

“I entirely agree with my hon. Friend on the importance of having a right of referendum. I have had Chagossian constituents contact me with their outrage about the compounding of injustice in the new treaty. How realistic does my hon. Friend think it is to find people eligible to vote in a potential referendum, given th…”

“The hon. Member just said that foreign policy should not be made by referendum. Does he disagree, then, with article 1(2) of the UN charter—that the right to self-determination is a core principle in international relations and that we should therefore have a referendum for Chagos?”

“I guess, from what I am hearing, that we are doomed anyway, right? As in, there is not a lot you can do about this. You can monitor these risks, but efficient markets mean it is going to happen anyway. As long as credit markets are not being frozen, like what happened in 2008, a crash is a good thing over the long run—…”

“For my sins, I was a Deloitte auditor in New York in 2007, auditing collateralised debt obligation models for a major investment bank—one year before it all collapsed. I can assure you that I didn’t have a clue what was in those models. I am pretty sure that nobody in the bank did, except possibly the maths PhDs who bu…”

“I welcome the Government’s progress on the frozen Russian assets, but it is disappointing that, as yet, they are allocated only to recovery and not military capability, because Russia is spending $40 billion more than Ukraine and her Western allies on the war in Ukraine. The courage of Ukrainian forces has brought Russ…”

“Helen Miller, can I come back to your earlier statement that if spending is stuck, that leaves tax rises? On this whole debate about productivity, there has been a huge body of economic research in recent years about how innovation and technology can drive productivity; there has just been a Nobel prize in economics aw…”

“This is a question for Dan Neidle. Full disclosure: I am pushing this myself. The Times reported yesterday that the Treasury is looking at allowing full expensing of patent purchases in this space. There is London Business School research showing that has 10 to 20 times the pay-off of what Jeremy Hunt did with physical…”

“Ruth, do you have any comments on that? Relatedly, overall Government R&D spend is not materially rising, so how can we expect them to improve productivity?”