Speeches by Dean.

“Did you say 7% or 8%, and then 18% or 19%?”

“We have spoken a bit about the principles of the reforms that you put forward in the joint call for input with the FCA. I want to try to rattle through some of the specific reforms proposed, the first one being the removal of the option to appeal to an ombudsman. How many or what proportion of appeals are currently ove…”

“My question, if I may, is whether we are worse than other European countries, for example, or the US?”

“Baroness Manzoor, you made quite a shocking statement there. You said that the UK is a magnet for frauds and scams. Is that based on an international comparison of sorts? Are we much worse than others? Do you know of any international comparisons that we can look at?”

“We are going to come back to reforms later on.”

“The point I want to get to is, “Is it really the ombudsman’s responsibility to think about the impact on the motor finance industry?” Should your focus not just be about justice and whether or not there is something to be redressed? We are talking about potential collusion between lenders and sellers on a huge scale, a…”

“I guess the scale of it is at the heart of the concerns the Treasury has. It is talking about the impact on the economy. I know you cannot judge what the Treasury’s view is, but is there precedent for the Treasury getting involved because of a mass redress event potentially impacting the overall economy? Can we think o…”

“Given that sense that you have from your case numbers, do you think that compares with the scale of mass redress of the PPI?”

“I have a question for Mr Dipple-Johnstone. Could you give us a sense of the scale of the motor finance claims? I have met with a legal firm that tells me that they are representing up to 2,000 constituents. It expects the number of people that could claim is much higher. If you add that up across the country, is it goi…”

“I am not quite sure how I am supposed to follow the hon. Member for Harlow (Chris Vince). He was extremely entertaining and informative. I wish to thank the hon. Member for Broadland and Fakenham (Jerome Mayhew) for securing this debate. He spoke with passion and empathy for those who are struggling with financial lite…”

“It is a pleasure to serve under your chairmanship, Mr Turner. I join others in thanking the hon. Member for Kensington and Bayswater (Joe Powell). He has been a relentless campaigner on this issue for a number of years, and I hope that now he is in this place he can make a real impact on it. I want to make a few short …”

“The John Burn-Murdoch thing was less commentary and more reference to research.”

“Just to return to Ms McEvoy’s points when she was asking you about your confidence in your data around inactivity, you referred to the data backing up incapacity benefits, and your conversations with DWP. John Burn-Murdoch looked at this in the Financial Times and said that, in country after country, all the studies sh…”

“First of all, it is an interesting idea for politicians that we might knock on doors for the highest bidder. In terms of some of the other surveys that are out there, we got news in December that a further 14 datasets from the annual population survey have been downgraded in terms of their status. Can you tell us what …”

“The hon. Gentleman makes an excellent point about the long-term benefits to the economy from treating the benefits system seriously. Does he agree that that applies to the two-child cap as well because if we were to remove that not only would we lift hundreds of thousands of children out of poverty, which is inherently…”

“You mentioned—and I joked about it—competition with the private sector. Are you finding that the problems that you are experiencing in data collection are also happening in the private sector, or is public sector data collection particularly being affected because of the competition faced from the private sector?”

“Coming back to the Resolution Foundation, its central claim is that this stickiness of inactivity after the pandemic could be illusory, and you are still saying that, while you might be comparing apples with oranges, your data shows that it is not illusory and that we do still have a sticky inactivity problem.”

“Just to be really clear, the problems being experienced there are exactly the same problems, with the same impacts, and you are trying to address them in the same way. If I could also clarify, you talked about getting more interviewers on to the labour force survey. That will also benefit this. It is not going to be a …”

“It is a pleasure to serve under your chairship, Sir Jeremy. I would like to make a few points about public sector capabilities, compatibility with the profit motive, and the process for outsourcing. Before I start, I would like to reinforce the comments that the hon. Member for Alloa and Grangemouth (Brian Leishman) ma…”

“The whole House supports a focus on growth, which is good for our prosperity and key to funding our public services. However, growth has not only a rate but a direction, and how we seek to achieve growth is about choices. If we choose to back measures that undermine our net zero targets, we may be going for growth toda…”