Speeches by Dean.

“Given that some of this stuff might be a way off, are we comfortable with Visa and Mastercard dominating the market with the sort of duopoly they have? You mentioned that there is competition between them and you would like to encourage more of that. Is it better to just have these two dominant operators competing with…”

“That leads on to my next question, which is about the mass consumer potential of this. It becomes familiar when you give examples of paying a utility company or perhaps a small business paying a wholesaler on a regular basis, but how will they be able to compete with card use? Would we need other applications? Do thing…”

“My hon. Friend’s passion for her local theatre is clear to see. She mentioned the form of ownership, a charity in that case. In Carshalton, we have the CryerArts centre, a local theatre owned and operated by the local community, by a company specifically set up for that purpose. Does she agree that that kind of ownersh…”

“7. If she will make an assessment of the potential merits of ensuring that all prison leavers receive resettlement support from mentors.”

“Sticking on the same theme, in your questionnaire response there is a line that said, “The consequences of the financial crisis in 2008 are still fresh in the memory, at least they should be”. In your conversation with Mr John Glen there as well, I get this sense that there is not a major opportunity for growth from re…”

“Just going to your first point, I was 18 in 2008. I have lived with it my whole adult life, so it is quite present in my mind. I am sorry. I have annoyed a lot of members of the Committee, but it shaped my entire adult experience. The point I want to get at is that there is this massive scramble for growth from this Go…”

“Good morning. You just said there that we are at that stage in the cycle where banks may be underestimating credit risk. The Chancellor recently in her Mansion House speech talked about how the regulatory changes since the crash may have gone too far and we are now in a system that maybe seeks to eliminate risk taking.…”

“The thrust behind the Chancellor’s comments is that she wants to generate growth through regulatory means. You have said that you would only really be in favour of simplification of the rules. Do you think that this kind of simplification that you are talking about could be growth-enhancing?”

“At my surgery a couple of weeks ago, I had two fantastic volunteers show up from Sutton Night Watch, a local homeless charity. They had been working with prisoners, both before and after they left their cells, to help them reintegrate into the community. They are doing fantastic work, but they now need to expand. They …”

“I absolutely agree with the hon. Gentleman. The polluter pays principle is a key point I am going to come on to. As we are hearing, this is not just an issue that affects my constituency, but constituencies right across the United Kingdom. The centrepiece of my film was about sewage. We built up to a crescendo where ev…”

“I absolutely agree. As I hope to describe, the River Wandle is just one example of what is happening to rivers across the country. I am sure the outcome of that review will be extremely important. I was talking about the revival of the river over time, and it is thanks to the efforts of lots of local community groups. …”

“I beg to move, That this House has considered pollution in the River Wandle. It is a pleasure to serve under your chairmanship, Dr Murrison. I thank the Minister for the reply to my letter of 20 February, received today, and I hope she will shortly be able to provide further clarity in her reply to the debate. The prom…”

“I was fascinated by the discussion at the beginning. My first question is perhaps directed to you, Professor Taylor. We were talking about the underlying disinflation, the second-round effects and the general uncertainty. The forecast is that inflation will peak at 3.7%. That would trigger an exchange of letters with t…”

“I thank the hon. Member for graciously allowing me to trip over our shared boundary into her constituency now and again to do media reports on this issue. She is absolutely right to point out the polluter pays principle, and also ask how speedily it might be implemented, because the damage is happening right now and we…”

“I thank my hon. Friend for his intervention. I am glad to see another of my constituency neighbours in the room today. New housing developments are a massive opportunity for the industry to implement new infrastructure that we need, and to understand what connects where. If we get it right, and companies work with the …”

“I thank the hon. Member for his intervention; he makes the same point that others have made, namely that the polluter must pay. That is a core principle that I hope this Government will implement in the strongest possible terms, including bans on bonuses for water bosses. Let me finish my point about the Environment Ag…”

“Everybody else might look at those figures and the process that triggers, and think, “Are we not just back where we were before?” I know you explained that a little bit in your answer earlier, but could you give us more context as to why there is not more alarm from the MPC about inflation?”

“Of course. I was quoting.”

“My concern is that people would see that as free money. Actually, it is taxpayer money and it becomes a deadweight loss to the Chancellor. Do we think that we need to have a hard cap in place to protect the taxpayer?”

“Mr Byrnes, just to follow up on your comment, you described the huge benefits that you have seen for users of the ISA, and said that it is too early to tell on the retirement product end. What we heard from the consumer panel earlier was a concern that we might be restricting the pipeline of people who would take up th…”