Speeches by Sabine.

“I am pleased to serve under your chairship, Mr Efford. I thank my hon. Friend the Member for Cheltenham (Max Wilkinson) for securing this important debate. As we have heard, the work at Old Oak Common will be hugely impactful on the south-west for at least the next seven years. A month from work starting, however, coun…”

“I totally agree. I had not considered that for my speech, but I will take away unregulated moneylending as a point to note. Since the Financial Conduct Authority changed its regulations, Link has been able to do some valuable work to provide cash access to local areas. However, I urge the Government to look at how to m…”

“It will not surprise my hon. Friend to hear that I do agree. I will come on to talk about the criteria that Link uses in allocating banking hubs. In Frome and East Somerset, an average of £630,000 is withdrawn in cash each month, showing how vital access is for people in these areas. The two main groups most affected b…”

“I beg to move, That this House has considered financial inclusion in rural areas. It is a pleasure to serve under your chairship, Mr Pritchard. I am grateful to the Chairman of Ways and Means for granting this debate. Financial inclusion is the ability of people to access, understand and use financial services to manag…”

“I totally agree with the hon. Member; that is exactly the point that we are trying to make. I believe Link wants the flexibility to make more subtle judgments, rather than working on a flat assessment structure. With the closure of bank branches, banking hubs are becoming a lifeline for many towns, reinvigorating high …”

“I am sorry to hear about what is happening in Ilminster; it sounds very frustrating. I will talk a little more about banking hubs and why they are a good thing that we need more of. Prosper Frome, an organisation in my constituency that focuses on improving financial accessibility, had been advocating for a banking hub…”

“That sounds very frustrating; I am sorry to hear it. I will talk about the importance of face-to-face contact in banking. Shutting branches and opening banking hubs is currently financially efficient for banks, but there is a real risk that those banking hubs could close after a few years once the banks stop saving mon…”

“I agree with my hon. Friend that we need to tighten up and look again at the criteria to which Link is working, to make sure that banking hubs are in the right places. To turn away from banking hubs, I would like to raise the role of the post office, which is a vital service in many rural areas. In the village of Rode …”

“I absolutely agree with the hon. Gentleman. In my constituency, cash deposits are valued at £2.1 million each month, which shows how reliant small businesses and charities are on having access to banking facilities that allow them to withdraw and deposit money. I would also like to talk about digital inclusion. In a wo…”

“That is a great question from my hon. Friend. I believe people should. As I understand it, there is a challenge relating to banking hubs and printers because there is a data or GDPR issue with the different banks sharing the printer. That definitely needs to be looked into for banking hubs. To return to poor digital co…”

“I agree that bus routes are critical to rural communities. It would have been lovely if we could have kept the bus fare cap at £2—that has made it a bit harder—but I totally agree with the hon. Gentleman about buses and their importance in those areas. I am going to make some progress now. I urge the Government to thin…”

“A constituent of mine reported a rape and sexual offence case well over two years ago but, like many victims, is still waiting for her case to be processed by the Crown court, leaving her pessimistic about the criminal justice system’s ability properly to tackle violence against women and girls. What is the Ministry of…”

“I refer the House to my entry in the Register of Members’ Financial Interests and the fact that I own a high street café. I am proud that there are so many independent shops and high streets in my constituency of Frome and East Somerset. Midsomer Norton, in particular, epitomises the traditional British high street, wi…”

“Farmers in my constituency tell me that they are often the victims of serious rural crime, including threats of physical violence, but do not usually bother to report it because they do not think our rural police forces are well enough resourced to give a full response. If that is happening across the country, presumab…”

“Will the Minister give way?”

“I thank my hon. Friend the Member for Honiton and Sidmouth (Richard Foord) for securing the debate. As the MP for a rural constituency in Somerset, I do not need to repeat the well-known fact that the south-west is one of the worst dental deserts in England. As a mum, and as someone who received excellent dental care a…”

“Before I make some brief comments about dentistry, I must say that some Government Members seemed genuinely confused about our claims that the Liberals had anything to do with the founding of the NHS. I urge them to google the Beveridge report. My grandfather was a dentist, so as a child I was privileged enough to have…”

“Farmers in Frome and East Somerset, like many farmers, work tirelessly to produce food for our country. However, does my hon. Friend agree that it is vital to acknowledge the role they also play in restoring nature and mitigating the effects of climate change, and that the Government need to support farmers to develop …”

“In my fairly rural constituency, many owners of short-term lets have been in touch with me this week because they are worried that this debate will focus particularly on the challenges in major cities and tourist towns and not take into account local rural economies that often rely on some element of short-term lets to…”

“The reintroduction of funding for the Trowbridge to Bath bus service by Bath and North East Somerset council was vital for villages such as Freshford in my constituency. Does my hon. Friend agree that cash-strapped local councils are going to need confirmed, long-term funding commitments to help support those vital ser…”