Committee publication · Estimate memoranda · 13 May 2026

NS&I 2026-27 Main Estimates tables

From: Treasury Committee

Summary

NS&I's 2026-27 Main Estimates request £397.3m in resource spending and £81.4m in capital spending to administer savings products and customer services. The organisation is transitioning from a single-supplier model (Atos contract to March 2028) to a multi-supplier operating model, with a Full Business Case due Q2 2026-27. Key funding supports administration, transformation activity, and leveraged services.

Key findings

  • Net resource requirement of £397.3m (2026-27), up from £357.7m in 2025-26, representing 11% increase year-on-year
  • Capital expenditure of £81.4m planned for 2026-27, down from £89.3m in 2025-26
  • Atos contract (Public-Private Partnership) represents significant portion of estimate; extended with Cabinet Office and HM Treasury approval to March 2028
  • NS&I transformation programme to shift from single-supplier to multi-supplier model, with costed options under development for ministerial submission
  • Contingent liabilities of £1.6bn for fraud losses and £460m for operational losses identified

Tone

Procedural

Topics

public-financegovernment-operationssavings-productsprocurement

Key actors

National Savings and Investments, Atos, HM Treasury, Cabinet Office, Sir Jim Harra

Notable line

National Savings and Investments is revising its operating model from a single-supplier model to a multi-supplier model through its ongoing Transformation Programme.

Key Quotes

National Savings and Investments aims to inspire a stronger savings culture and believes everyone should have the opportunity to save confidently.
NS&I (Introduction) · Stating the organisation's core objective
In May 2013 following a competitive tender, National Savings and Investments entered into a new seven- year Public-Private Partnership contract with Atos for the provision of operational services, which came into effect on 1 April
NS&I (Introduction) · Explaining the Atos partnership arrangement
National Savings and Investments is revising its operating model from a single-supplier model to a multi-supplier model through its ongoing Transformation Programme.
NS&I (Introduction) · Describing the transformation initiative
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